Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Sep. 30, 2025	Dec. 31, 2024
Assets [Abstract]
Cash and due from banks	$ 7,215,000	$ 4,580,000
Interest-bearing demand deposits	41,776,000	3,213,000
Federal funds sold	5,027,000	1,386,000
Total cash and cash equivalents	54,018,000	9,179,000
Interest-bearing time deposits	7,654,000	10,369,000
Debt securities available-for-sale, at fair value	223,633,000	116,053,000
Marketable equity securities, at fair value	518,000	268,000
Restricted investments in bank stock, at cost	2,780,000	2,300,000
Loans	900,610,000	436,339,000
Allowance for credit losses	(9,512,000)	(4,379,000)
Net Loans	891,098,000	431,960,000
Premises and equipment, net	18,110,000	8,251,000
Accrued interest receivable	3,984,000	1,804,000
Core deposit intangible, net	14,218,000	0
Bank owned life insurance	28,070,000	12,966,000
Net deferred tax asset	4,570,000	2,247,000
Other assets	4,923,000	1,305,000
Total Assets	1,253,576,000	596,702,000
Liabilities
Noninterest-bearing deposits	214,926,000	69,746,000
Total deposits	1,105,930,000	489,529,000
Repurchase agreements	1,414,000	1,143,000
Federal Home Loan Bank advances	8,000,000	43,050,000
Subordinated debt, at fair value	9,808,000	0
Accrued interest payable	2,051,000	1,736,000
Other liabilities	11,473,000	5,327,000
Total Liabilities	1,138,676,000	540,785,000
Commitments and Contingencies
Redeemable Common Stock Held By Employee Stock Ownership Plan	4,162,000	1,877,000
Stockholders' Equity
Common stock, par value $1.00 per share; authorized 5,000,000 shares; issued 3,706,725 (2025) and 2,160,000 (2024) shares; outstanding 3,405,061 and 1,858,536 shares as of September 30, 2025 and December 31, 2024, respectively.	3,707,000	2,160,000
Capital surplus	40,595,000	1,899,000
Retained earnings	79,941,000	64,013,000
Accumulated other comprehensive loss	(1,187,000)	(4,424,000)
Unearned ESOP shares	(425,000)	0
Treasury stock, at cost: 2025: 301,664 shares; 2024: 301,464 shares	(7,731,000)	(7,731,000)
Total Stockholders' Equity	114,900,000	55,917,000
Less maximum cash obligation to ESOP shares	4,162,000	1,877,000
Total Stockholders’ Equity Less Maximum Cash Obligations Related to ESOP Shares	110,738,000	54,040,000
Total Liabilities and Stockholders' Equity	1,253,576,000	596,702,000
Federal Reserve Bank Advances [Member]
Liabilities
Interest-bearing deposits	$ 891,004,000	$ 419,783,000