Reportable Segment Information (Text Block)

3 Months Ended

Sep. 30, 2025

Segment Reporting [Abstract]

Reportable Segment Information Disclosure [Text Block]

REPORTABLE SEGMENT INFORMATION

The Company is a well-rounded financial technology company and is a leading provider of technology solutions and payment processing services primarily to community and regional banks and credit unions.

The Company’s operations are classified into four reportable segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized accountholder information. The Payments segment provides secure payment processing tools and services, including ATM, debit, and credit card processing services, online and mobile bill pay solutions, Automated Clearing House (“ACH”) origination and remote deposit capture processing, and risk management products and services. The Complementary segment provides additional software, hosted processing platforms, and services, including digital/mobile banking, treasury services, online account opening, fraud/anti-money laundering (“AML”) and lending/deposit solutions that can be integrated with the Company's Core solutions, and many can be used independently. The Corporate and Other segment includes revenue and costs from hardware and other products not attributed to any of the other three segments, as well as operating expenses not directly attributable to the other three segments.

The Company's Chief Executive Officer, who is also the Company's chief operating decision maker ("CODM"), regularly evaluated segment performance and made strategic decisions on the allocation of resources to the segments based on various factors, including performance against trend, budget, and forecast for the fiscal three months ended September 30, 2025, and 2024. The CODM also used reportable segment revenue, costs of revenue, and segment income to evaluate segment performance and allocate resources. The Company has not disclosed any additional asset information by segment, as the information is not generated for internal management reporting to the CODM.

During the fiscal three months ended September 30, 2025, the Company transferred a product from the Corporate and Other segment to the Complementary segment, due to better alignment with the Complementary segment. As a result of this transfer, adjustments were made during the fiscal three months ended September 30, 2025, to reclassify related revenue and cost of revenue recognized for the fiscal three months ended September 30, 2024, from the Corporate and Other segment to the Complementary segment. Revenue and cost of revenue reclassed for the fiscal three months ended September 30, 2024, was $3,242 and $704, respectively.

Immaterial adjustments have been made between segments during the fiscal three months ended September 30, 2025 to reclassify revenue and cost of revenue that was recognized for the fiscal three months ended September 30, 2024. These reclasses were made to be consistent with the current allocation of revenue and cost of revenue by segment. Revenue and cost of revenue reclassed for the fiscal three months ended September 30, 2024, from the Core segment to the Complementary segment, was $1,337 and $473, respectively.

	Three Months Ended
	September 30, 2025
	Core		Payments		Complementary		Corporate and Other		Total
REVENUE
Services and Support	$	183,860	$	25,741	$	146,311	$	20,939	$	376,851
Processing	11,433		205,153		47,906		3,395		267,887
Total Revenue	195,293		230,894		194,217		24,334		644,738
Cost of Revenue	73,137		118,660		72,260		84,509		348,566
Research and Development									39,278
Selling, General, and Administrative									72,829
Total Expenses									460,673
SEGMENT INCOME	$	122,156	$	112,234	$	121,957	$	(60,175)
OPERATING INCOME									184,065
INTEREST INCOME									6,253
INCOME BEFORE INCOME TAXES									$	190,318

	Three Months Ended
	September 30, 2024
	Core		Payments		Complementary		Corporate and Other		Total
REVENUE
Services and Support	$	183,529	$	22,743	$	134,572	$	15,835	$	356,679
Processing	10,758		189,180		41,709		2,656		244,303
Total Revenue	194,287		211,923		176,281		18,491		600,982
Cost of Revenue	80,947		113,020		67,144		82,321		343,432
Research and Development									39,686
Selling, General, and Administrative									66,588
Total Expenses									449,706
SEGMENT INCOME	$	113,340	$	98,903	$	109,137	$	(63,830)
OPERATING INCOME									151,276
INTEREST INCOME									5,522
INCOME BEFORE INCOME TAXES									$	156,798