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Reportable Segment Information (Text Block)
 6 Months Ended
Dec. 31, 2020
Segment Reporting [Abstract]  
Reportable Segment Information Disclosure [Text Block] REPORTABLE SEGMENT INFORMATION
The Company is a provider of integrated computer systems that perform data processing (available for on-premise installations or JKHY cloud-based services) for banks and credit unions.
The Company’s operations are classified into four reportable segments: Core, Payments, Complementary, and Corporate & Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, and general ledger transactions, and maintain centralized customer/member information. The Payments segment provides secure payment processing tools and services, including ATM, debit, and credit card transaction processing services, online and mobile bill pay solutions, Automated Clearing House ("ACH") origination and remote deposit capture processing, and risk management products and services. The Complementary segment provides additional software and services that
can be integrated with our Core solutions or used independently. The Corporate & Other segment includes hardware revenue and costs, as well as operating costs not directly attributable to the other three segments.
The Company evaluates the performance of its segments and allocates resources to them based on various factors, including performance against trend, budget, and forecast. Only revenue and costs of revenue are considered in the evaluation for each segment.
During the second quarter of fiscal 2021, Jack Henry's call center was consolidated into the Complementary segment. As a result of this consolidation, an immaterial adjustment was made during the second quarter of fiscal 2021 to reclassify revenue and related costs recognized during the three and six months ended December, 31, 2019 from the Core to the Complementary segment. The revenue amounts reclassified were $4,845 for three months ended December 31, 2019, and $9,475 for the six months ended December 31, 2019. The cost of revenue amounts reclassified were $2,866 for the three months ended December 31, 2019, and $5,550 for the six months ended December 31, 2019. An additional immaterial adjustment was made after the quarter ended December 31, 2019 to reclassify cost of revenue recognized in the year-to-date period of fiscal 2020 from the Corporate & Other to the Payments segment to be consistent with the current allocation of cost of revenue by segment. The amount reclassified totaled $131 for the three and six months ended December 31, 2019.
Three Months Ended
December 31, 2020
CorePaymentsComplementaryCorporate & OtherTotal
REVENUE
Services and Support$126,758 $14,807 $98,829 $10,479 $250,873 
Processing8,190 140,375 22,579 344 171,488 
Total Revenue134,948 155,182 121,408 10,823 422,361 
Cost of Revenue58,519 86,455 52,407 60,401 257,782 
Research and Development26,780 
Selling, General, and Administrative44,167 
Total Expenses328,729 
SEGMENT INCOME$76,429 $68,727 $69,001 $(49,578)
OPERATING INCOME93,632 
INTEREST INCOME (EXPENSE)(65)
INCOME BEFORE INCOME TAXES$93,567 
Three Months Ended
December 31, 2019
CorePaymentsComplementaryCorporate & OtherTotal
REVENUE
Services and Support$125,937 $14,829 $99,323 $15,115 $255,204 
Processing7,586 137,216 19,006 107 163,915 
Total Revenue133,523 152,045 118,329 15,222 419,119 
Cost of Revenue58,377 79,266 50,885 60,739 249,267 
Research and Development27,187 
Selling, General, and Administrative48,961 
Total Expenses325,415 
SEGMENT INCOME$75,146 $72,779 $67,444 $(45,517)
OPERATING INCOME93,704 
INTEREST INCOME (EXPENSE)190 
INCOME BEFORE INCOME TAXES$93,894 



Six Months Ended
December 31, 2020
CorePaymentsComplementaryCorporate & OtherTotal
REVENUE
Services and Support271,344 31,111 207,378 22,037 531,870 
Processing16,759 280,804 44,384 344 342,291 
Total Revenue288,103 311,915 251,762 22,381 874,161 
Cost of Revenue122,410 172,783 104,431 121,087 520,711 
Research and Development52,837 
Selling, General, and Administrative89,393 
Total Expenses662,941 
SEGMENT INCOME$165,693 $139,132 $147,331 $(98,706)
OPERATING INCOME211,220 
INTEREST INCOME (EXPENSE)(115)
INCOME BEFORE INCOME TAXES$211,105 
Six Months Ended
December 31, 2019
CorePaymentsComplementaryCorporate & OtherTotal
REVENUE
Services and Support$269,398 $32,137 $202,404 $30,073 $534,012 
Processing15,392 269,654 37,750 316 323,112 
Total Revenue284,790 301,791 240,154 30,389 857,124 
Cost of Revenue118,999 155,890 100,242 119,927 495,058 
Research and Development51,778 
Selling, General, and Administrative98,396 
Total Expenses645,232 
SEGMENT INCOME$165,791 $145,901 $139,912 $(89,538)
OPERATING INCOME211,892 
INTEREST INCOME (EXPENSE)541 
INCOME BEFORE INCOME TAXES$212,433 

The Company has not disclosed any additional asset information by segment, as the information is not generated for internal management reporting to the Chief Operating Decision Maker.