Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Operating Activities:
Net income	$ 2,350	$ 2,863
Provision for loan losses	0	1,278
Depreciation of premises and equipment	426	451
Net amortization of security premiums/discounts	766	1,171
Gain on available for sale securities transactions	(1)	(50)
Amortization of intangibles	79	102
Stock option and restricted stock expense	32	24
Gain on sale of mortgage loans	(318)	(1,561)
Proceeds from sales of mortgage loans	10,230	50,128
Loans originated for sale	(9,580)	(48,668)
Deferred federal income tax benefit	69	(227)
(Increase)/decrease in accrued interest receivable and other assets	(2,584)	809
Increase/(decrease) in accrued interest payable and other liabilities	1,187	1,209
Net cash provided by operating activities	2,656	7,529
Investing Activities:
Proceeds from sale of securities available for sale	1	6,330
Proceeds from maturities of CD’s	198	0
Proceeds from maturities and calls of securities available for sale	22,954	17,723
Purchases of securities available for sale	(39,258)	(32,581)
Proceeds from sale of premises and equipment	43	23
Net decrease/(increase) in portfolio loans	16,205	(1,220)
Proceeds from sale of other real estate owned	1,182	1,235
Net purchases of premises and equipment	(519)	(617)
Net cash provided by/(used in) investing activities	806	(9,107)
Financing Activities:
Net increase in deposits	16,744	15,477
Net increase in securities sold under agreements to repurchase and overnight borrowings	8,106	280
Repayment of Federal Home Loan Bank advances	(7,790)	(2,534)
Cash proceeds from issuance of common stock, net	61	216
Cash dividends on preferred stock	0	(209)
Cash dividends on common stock	(485)	(486)
Net cash provided by financing activities	16,636	12,744
Increase in cash and cash equivalents	20,098	11,166
Cash and cash equivalents at beginning of period	74,654	99,601
Cash and cash equivalents at end of period	94,752	110,767
Supplemental Disclosure:
Interest Paid	1,318	1,623
Income Taxes Paid	0	0
Non cash transfers of loans to Other Real Estate Owned	$ 371	$ 1,894