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Consolidated Statements of Cash Flows (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
OPERATING ACTIVITIES      
Net income $ 12,234,000 $ 10,534,000 $ 5,623,000
Adjustments to reconcile net income to net cash from operating activities:      
Provision for loan losses 1,830,000 7,690,000 13,337,000
Depreciation of premises and equipment 1,847,000 1,915,000 2,062,000
Net amortization and accretion of security premiums/discounts 4,095,000 4,096,000 3,783,000
(Gain)/Loss on trading account securities (12,000) (4,000) 11,000
(Gain)/Loss on securities transactions (334,000) (44,000) 37,000
Amortization of intangibles 369,000 483,000 698,000
Stock option and restricted stock grant compensation expense 161,000 96,000 118,000
Gain on sale of mortgage loans (4,436,000) (6,523,000) (3,683,000)
Proceeds from sales of mortgage loans 135,204,000 200,957,000 115,100,000
Loans originated for sale (128,248,000) (197,006,000) (110,411,000)
Deferred federal income tax benefit (290,000) (27,000) (1,299,000)
Decrease/(increase) in accrued interest receivable and other assets 6,404,000 (860,000) 4,513,000
Increase/(decrease) in accrued interest payable and other liabilities (3,143,000) 1,886,000 (1,007,000)
NET CASH FROM OPERATING ACTIVITIES 25,681,000 23,193,000 28,882,000
INVESTING ACTIVITIES      
Proceeds from sales of securities available for sale 8,936,000 2,780,000 2,190,000
Proceeds from maturities of CDs 1,983,000 1,505,000 0
Proceeds from maturities and calls of securities available for sale 98,550,000 136,526,000 128,048,000
Purchase of securities available for sale (106,263,000) (153,775,000) (210,398,000)
Redemption of Federal Home Loan Bank stock 0 0 937,000
Net (increase)/decrease in portfolio loans (33,656,000) 8,632,000 28,015,000
Proceeds from sale of other real estate owned 6,410,000 5,873,000 6,850,000
Net purchases of premises and equipment (1,660,000) (1,184,000) (1,718,000)
NET CASH FROM/(USED IN) INVESTING ACTIVITIES (25,700,000) 357,000 (46,076,000)
FINANCING ACTIVITIES      
Net increase (decrease) in deposits (8,609,000) 20,859,000 36,759,000
Net increase/(decrease) in securities sold under agreements to repurchase and overnight borrowings 4,850,000 (3,999,000) 5,456,000
Repayment of Federal Home Loan Bank borrowings (2,703,000) (7,964,000) (24,201,000)
Proceeds from Federal Home Loan Bank borrowings 0 11,000,000 3,000,000
Redemption of preferred stock (17,000,000) (15,056,000) 0
Repurchase of stock warrants 0 (1,947,000) 0
Cash proceeds from issuance of common stock 858,000 903,000 421,000
Cash dividends on preferred stock (389,000) (1,247,000) (1,650,000)
Cash dividends on common stock (1,935,000) (2,314,000) (313,000)
NET CASH FROM/(USED IN) FINANCING ACTIVITIES (24,928,000) 235,000 19,472,000
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (24,947,000) 23,785,000 2,278,000
Cash and cash equivalents at beginning of year 99,601,000 75,816,000 73,538,000
CASH AND CASH EQUIVALENTS AT END OF YEAR 74,654,000 99,601,000 75,816,000
Cash paid during the year for:      
Interest 6,450,000 8,677,000 13,539,000
Income taxes 4,425,000 4,800,000 1,975,000
Non cash transfer of loans to other real estate owned $ 5,099,000 $ 4,214,000 $ 5,948,000