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Note 3 - Restrictions On Cash And Due From Banks
12 Months Ended
Dec. 31, 2013
Disclosure Text Block Supplement [Abstract]  
Restricted Assets Disclosure [Text Block]

NOTE 3 – RESTRICTIONS ON CASH AND DUE FROM BANKS


Our subsidiary banks are required to maintain average reserve balances in the form of cash and non-interest bearing balances due from the Federal Reserve Bank. The average reserve balances required to be maintained at year end 2013 and 2012 were $28.1 million and $20.6 million, respectively. These balances earned interest at a rate of 0.25% during both 2013 and 2012.