Consolidated Balance Sheets Unaudited (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Assets:
Cash and due from banks	$ 28,944	$ 38,544
Short term investments	31,019	61,057
Total cash and cash equivalents	59,963	99,601
FDIC insured bank time certificates of deposit	1,440	2,927
Trading account securities	8	6
Securities available for sale	357,421	353,678
Federal Home Loan Bank stock	7,266	7,266
Loans held for sale	732	2,921
Loans	982,286	963,762
Allowance for loan losses	(19,608)	(21,340)
Premises and equipment, net	23,893	24,356
Goodwill	35,513	35,513
Core deposit and other intangibles	675	965
Other real estate owned	2,161	2,925
Accrued interest receivable and other assets	25,201	26,182
Total Assets	1,476,951	1,498,762
Deposits:
Non-interest bearing accounts	259,946	251,109
Interest bearing accounts:
Demand	359,926	348,598
Savings	276,783	265,323
Time	333,461	376,371
Total Deposits	1,230,116	1,241,401
Securities sold under agreements to repurchase and overnight borrowings	47,333	42,785
Federal Home Loan Bank advances and other borrowing	19,861	22,493
Subordinated debentures	36,084	36,084
Accrued interest and other liabilities	8,242	8,941
Total Liabilities	1,341,636	1,351,704
Shareholders’ Equity:
Preferred stock; no par value, 300,000 shares authorized, 0 issued and outstanding (17,000 at December 31, 2012)	0	16,908
Common stock; 20,000,000 shares authorized, 8,076,621 shares issued and outstanding (8,001,903 at December 31, 2012)	116,466	115,621
Retained earnings	18,064	10,921
Accumulated other comprehensive income	785	3,608
Total Shareholders’ Equity	135,315	147,058
Total Liabilities and Shareholders’ Equity	$ 1,476,951	$ 1,498,762