Consolidated Statements of Cash Flow Unaudited (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Net income	$ 2,863	$ 2,417
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,278	2,494
Depreciation of premises and equipment	451	486
Net amortization of security premiums/discounts	1,171	940
Gain on trading account securities	0	(1)
Gain on available for sale securities transactions	(50)	(13)
Amortization of intangibles	102	145
Stock option and restricted stock expense	24	21
Gain on sale of mortgage loans	(1,561)	(1,695)
Proceeds from sales of mortgage loans	50,128	50,560
Loans originated for sale	(48,668)	(53,933)
Deferred federal income tax expense/(benefit)	(227)	199
Decrease in accrued interest receivable and other assets	809	901
Increase in accrued interest payable and other liabilities	1,209	180
Net cash provided from operating activities	7,529	2,701
Investing Activities:
Proceeds from sale of securities available for sale	6,330	1,765
Proceeds from maturities of CD’s	0	248
Proceeds from maturities and calls of securities available for sale	17,723	31,521
Purchases of securities available for sale	(32,581)	(45,227)
Proceeds from sale of premises and equipment	23	1
Net increase in portfolio loans	(1,220)	(869)
Proceeds from sale of other real estate owned	1,235	1,357
Net purchases of premises and equipment	(617)	(245)
Net cash used in investing activities	(9,107)	(11,449)
Financing Activities:
Net increase in deposits	15,477	32,760
Increase in securities sold under agreements to repurchase and overnight borrowings	280	8,263
Repayment of Federal Home Loan Bank advances	(2,534)	(3,031)
Proceeds from Federal Home Loan Bank advances	0	8,000
Cash proceeds from issuance of common stock, net	216	142
Cash dividends on preferred stock	(209)	(413)
Cash dividends on common stock	(486)	(474)
Net cash provided by financing activities	12,744	45,247
Increase in cash and cash equivalents	11,166	36,499
Cash and cash equivalents at beginning of period	99,601	75,816
Cash and cash equivalents at end of period	110,767	112,315
Supplemental Disclosure:
Interest Paid	1,623	2,885
Income Taxes Paid	0	1,000
Non cash transfers of loans to Other Real Estate Owned	$ 1,894	$ 172