Note 23 - Fair Value (Tables)

12 Months Ended

Dec. 31, 2012

Fair Value, by Balance Sheet Grouping [Table Text Block]

December 31, 2012 (In thousands of dollars)	Carrying Amount			Estimated Fair Value			Quoted Prices in Active Markets (Level 1)		Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)
Financial Assets:
Cash and cash equivalents	$	99,601		$	99,601		$	99,601	$	0		$	0
FDIC insured bank certificates of deposit		2,927			2,927			2,927		0			0
Trading account securities		6			6			6		0			0
Securities available for sale		353,678			353,678			91		331,717			21,870
Federal Home Loan Bank stock		7,266			7,266			0		0			7,266
Loans held for sale		2,921			2,921			0		2,921			0
Loans, net of allowance		942,422			930,354			0		0			930,354
Financial Liabilities:
Deposits		(1,241,401	)		(1,243,712	)		0		0			(1,243,712	)
Securities sold under agreements to repurchase and overnight borrowings		(42,785	)		(42,785	)		0		(42,785	)		0
Federal Home Loan Bank advances		(22,493	)		(24,122	)		0		0			(24,122	)
Subordinated debentures		(36,084	)		(36,093	)		0		0			(36,093	)

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

(Dollars in Thousands)	Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Total
December 31, 2012
Securities available for sale
U.S. Government Agency Bonds	$	0	$	106,885	$	0	$	106,885
Mortgage Backed Securities		0		66,277		0		66,277
U.S. Government Agency CMOs		0		61,030		0		61,030
States and political subdivisions		0		97,525		20,289		117,814
Equity and Other Securities		91		0		1,581		1,672
Total Securities available for sale	$	91	$	331,717	$	21,870	$	353,678
Trading equity securities	$	6	$	0	$	0	$	6
December 31, 2011
Securities available for sale
U.S. Government Agency Bonds	$	0	$	133,834	$	0	$	133,834
Mortgage Backed Securities		0		71,052		0		71,052
U.S. Government Agency CMOs		0		57,845		0		57,845
States and political subdivisions		0		62,447		15,342		77,789
Equity and Other Securities		92		0		1,572		1,664
Total Securities available for sale	$	92	$	325,179	$	16,914	$	342,184
Trading equity securities	$	2	$	0	$	0	$	2

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

(Dollars in Thousands)	2012			2011
Balance at beginning of year	$	16,914		$	10,833
Total realized and unrealized gains/(losses) included in income		0			0
Total unrealized gains/(losses) included in other comprehensive income		0			0
Purchases of securities		17,262			11,325
Sales of securities		0			0
Calls and maturities		(12,663	)		(5,244	)
Net transfers in to Level 3		357			0
Balance at December 31 of each year	$	21,870		$	16,914

Fair Value Measurements, Nonrecurring [Table Text Block]

(Dollars in Thousands)	Balance at December 31,		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
2012
Impaired loans	$	36,388	$	0	$	0	$	36,388
Other real estate owned	$	1,296	$	0	$	0	$	1,296
Other repossessed assets	$	250	$	0	$	0	$	250
2011
Impaired loans	$	41,889	$	0	$	0	$	41,889
Other real estate owned	$	2,223	$	0	$	0	$	2,223

Prior Year [Member]

Fair Value, by Balance Sheet Grouping [Table Text Block]

December 31, 2011 (In thousands of dollars)	Carrying			Fair
	Amount			Value
Financial Assets:
Cash and cash equivalents	$	75,816		$	75,816
FDIC insured bank certificates of deposit		4,432			4,432
Trading account securities		2			2
Securities available for sale		342,184			342,184
Federal Home Loan Bank stock		7,266			7,266
Loans held for sale		349			349
Loans, net		962,890			944,756
Accrued interest receivable		4,531			4,531
Financial Liabilities:
Deposits		(1,220,542	)		(1,215,484	)
Securities sold under agreements to repurchase and overnight borrowings		(46,784	)		(46,784	)
Federal Home Loan Bank advances		(19,457	)		(21,359	)
Accrued interest payable		(762	)		(762	)
Subordinated debentures		(36,084	)		(36,488	)