Consolidated Statements of Income Unaudited (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest Income:
Interest and fees on loans	$ 14,145	$ 15,290	$ 43,206	$ 46,507
Securities:
Taxable	1,104	1,309	3,508	3,639
Exempt from Federal Income Tax	272	271	845	844
Short term investments	53	54	161	138
Total Interest Income	15,574	16,924	47,720	51,128
Interest Expense:
Deposits	1,588	2,691	5,198	8,685
FHLB advances and other borrowing	170	193	552	701
Subordinated Debt	274	259	822	928
Total Interest Expense	2,032	3,143	6,572	10,314
Net Interest Income	13,542	13,781	41,148	40,814
Provision for loan losses	1,364	3,459	6,352	10,726
Net Interest Income after provision for loan losses	12,178	10,322	34,796	30,088
Non-interest Income:
Service charges on deposit accounts	1,048	1,123	3,166	3,397
Gain on sale of mortgage loans	1,661	1,040	4,816	2,021
Mortgage servicing, net of amortization	(95)	17	(174)	121
Loss on trading account securities	(5)	0	1	8
Gain on available for sale securities	2	9	42	(1)
Other	405	404	1,408	1,103
Total Non-interest Income	3,016	2,593	9,259	6,649
Non-interest Expense:
Salaries and employee benefits	5,865	5,480	17,003	15,920
Occupancy and equipment	1,267	1,346	3,912	4,054
FDIC insurance premium	265	162	964	1,204
Amortization of intangibles	109	168	380	538
Outside professional services	293	280	895	860
Advertising and promotions	400	316	1,120	961
Other real estate owned costs	513	754	1,309	2,132
Other	2,717	2,239	7,925	6,648
Total Non-interest Expense	11,429	10,745	33,508	32,317
Income before federal income taxes	3,765	2,170	10,547	4,420
Federal income taxes	1,050	540	3,011	947
Net Income	2,715	1,630	7,536	3,473
Preferred stock dividends and accretion of discount on preferred stock	220	420	1,060	1,260
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	2,495	1,210	6,476	2,213
COMPREHENSIVE INCOME
Change in unrealized gain on securities, net of tax and reclassification effects	387	683	1,249	2,693
TOTAL COMPREHENSIVE INCOME	$ 3,102	$ 2,313	$ 8,785	$ 6,166
Basic Earnings Per Share (in Dollars per share)	$ 0.31	$ 0.15	$ 0.82	$ 0.28
Diluted Earnings Per Share (in Dollars per share)	$ 0.31	$ 0.15	$ 0.82	$ 0.28
Dividends Per Share (in Dollars per share)	$ 0.01	$ 0.01	$ 0.08	$ 0.03