Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
OPERATING ACTIVITIES
Net income	$ 2,417	$ 1,215
Provision for loan losses	2,494	3,011
Depreciation of premises and equipment	486	542
Net amortization of security premiums/discounts	940	923
Loss/(Gain) on trading account securities	(1)	(6)
Loss/(Gain) on securities transactions	(13)	8
Amortization and impairment of intangibles	145	185
Stock option and stock grant compensation expense	21	33
Gain on sale of mortgage loans	(1,695)	(568)
Proceeds from sales of mortgage loans	50,560	18,076
Loans originated for sale	(53,933)	(16,180)
Deferred federal income tax expense/(benefit)	199	160
Decrease in accrued interest receivable and other assets	901	801
Increase/(decrease) in accrued interest payable and other liabilities	180	(183)
NET CASH PROVIDED BY OPERATING ACTIVITIES	2,701	8,017
INVESTING ACTIVITIES
Proceeds from sale of securities available for sale	1,765	553
Proceeds from maturities of CD’s	248	4,731
Proceeds from maturities and calls of securities available for sale	31,521	22,390
Purchases of securities available for sale	(45,227)	(43,723)
Proceeds from sale of fixed assets	1	1
Net (increase)/decrease in portfolio loans	(869)	12,149
Proceeds from sale of other real estate owned	1,357	917
Net purchases of premises and equipment	(245)	(573)
NET CASH USED IN INVESTING ACTIVITIES	(11,449)	(3,555)
FINANCING ACTIVITIES
Net increase/(decrease) in deposits	32,760	33,936
Increase/(decrease) in securities sold under agreements to repurchase and other short term borrowings	8,263	1,295
Repayment of Federal Home Loan Bank borrowings	(3,031)	(15,030)
Proceeds from Federal Home Loan Bank borrowings	8,000	0
Cash proceeds from issuance of common stock, net	142	70
Cash dividends-preferred stock	(413)	(412)
Cash dividends-common stock	(474)	(78)
NET CASH PROVIDED BY FINANCING ACTIVITIES	45,247	19,781
INCREASE IN CASH AND CASH EQUIVALENTS	36,499	24,243
Cash and cash equivalents at beginning of period	75,816	73,538
CASH AND CASH EQUIVALENTS AT END OF PERIOD	112,315	97,781
Supplemental Disclosure
Interest Paid	2,885	3,665
Income Taxes Paid	1,000	725
Non cash transfers of loans to Other Real Estate Owned	$ 172	$ 836