Consolidated Statement of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income:
Interest and fees on loans	$ 14,568	$ 15,646
Securities
Taxable	1,221	1,011
Exempt from Federal Income Tax	283	293
Short term investments	54	39
Total Interest Income	16,126	16,989
Interest Expense:
Deposits	1,892	3,049
FHLB advances and other borrowing	191	281
Subordinated Debt	276	367
Total Interest Expense	2,359	3,697
Net Interest Income	13,767	13,292
Provision for loan losses	2,494	3,011
Net Interest Income after provision for loan losses	11,273	10,281
Non-interest Income:
Service charges on deposit accounts	1,058	1,092
Gain on sale of mortgage loans	1,695	568
Mortgage servicing, net of amortization	(94)	28
Gain/(loss) on trading account securities	1	6
Gain/(loss) on securities	13	(8)
Other	541	359
Total Non-interest Income	3,214	2,045
Non-interest Expense:
Salaries and employee benefits	5,670	5,270
Occupancy and equipment	1,361	1,424
FDIC insurance premium	374	543
Amortization of intangibles	145	185
Outside professional services	303	263
Advertising and promotions	364	264
Other real estate owned costs	417	580
Other	2,413	2,233
Total Non-interest Expense	11,047	10,762
Income before federal income taxes	3,440	1,564
Federal income taxes	1,023	349
NET INCOME	2,417	1,215
Preferred stock dividends and accretion of discount on preferred stock	420	420
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	1,997	795
COMPREHENSIVE INCOME
Net Income	2,417	1,215
Change in unrealized gain on securities, net of tax and reclassification effects	387	310
TOTAL COMPREHENSIVE INCOME	$ 2,804	$ 1,525
Basic Earnings Per Share (in Dollars per share)	$ 0.25	$ 0.10
Diluted Earnings Per Share (in Dollars per share)	$ 0.25	$ 0.10
Dividends Per Share (in Dollars per share)	$ 0.06	$ 0.01