Condensed Consolidated Statements of Income Unaudited (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest Income:
Interest and fees on loans	$ 15,571	$ 16,993	$ 31,217	$ 34,014
Securities
Taxable	1,319	910	2,330	1,626
Exempt from Federal Income Tax	280	272	573	581
Short term investments	45	50	84	103
Total Interest Income	17,215	18,225	34,204	36,324
Interest Expense:
Deposits	2,945	4,198	5,994	8,476
FHLB advances and other borrowing	227	988	508	2,118
Subordinated Debt	302	371	669	738
Total Interest Expense	3,474	5,557	7,171	11,332
Net Interest Income	13,741	12,668	27,033	24,992
Provision for loan losses	4,256	3,066	7,267	5,557
Net Interest Income after provision for loan losses	9,485	9,602	19,766	19,435
Non-interest Income:
Service charges on deposit accounts	1,182	1,180	2,274	2,277
Gain on sale of mortgage loans	413	726	981	1,096
Mortgage servicing, net of amortization	76	63	104	189
Gain/(loss) on trading account securities	2	0	8	23
Gain/(loss) on securities	(2)	(46)	(10)	9
Other	340	442	699	1,035
Total Non-interest Income	2,011	2,365	4,056	4,629
Non-interest Expense:
Salaries and employee benefits	5,170	5,249	10,440	10,709
Occupancy and equipment	1,284	1,369	2,708	2,859
FDIC insurance premium	499	485	1,042	1,030
Amortization of intangibles	185	210	370	420
Outside professional services	318	291	580	509
Advertising and promotions	380	408	644	629
Other real estate owned costs	797	466	1,378	1,311
Other	2,177	2,241	4,410	4,679
Total Non-interest Expense	10,810	10,719	21,572	22,146
Income before federal income taxes	686	1,248	2,250	1,918
Federal income taxes	58	311	407	322
NET INCOME	628	937	1,843	1,596
Preferred stock dividends and accretion of discount on preferred stock	420	420	840	840
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	208	517	1,003	756
COMPREHENSIVE INCOME
Net Income	628	937	1,843	1,596
Change in unrealized gain on securities, net of tax and reclassification effects	1,700	758	2,010	717
TOTAL COMPREHENSIVE INCOME	$ 2,328	$ 1,695	$ 3,853	$ 2,313
Basic Earnings Per Share (in Dollars per share)	$ 0.03	$ 0.07	$ 0.13	$ 0.10
Diluted Earnings Per Share (in Dollars per share)	$ 0.03	$ 0.07	$ 0.13	$ 0.10
Dividends Per Share (in Dollars per share)	$ 0.01	$ 0.01	$ 0.02	$ 0.06