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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Operating activities:    
Net income $ 7,223 $ 937
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 5,171 4,792
Loss (gain) on disposal of property and equipment 11 (44)
Provision for loan losses 12,319 30,353
Benefit for deferred income taxes (1,542) (176)
Changes in operating assets and liabilities:    
Notes receivable (4,534) (11,778)
Prepaid expenses and other assets (19,993) (8,452)
Inventory 2,032 (356)
Accounts payable, accrued liabilities and other, and deferred income 2,134 (29,102)
Net cash provided by operating activities 2,821 (13,826)
Investing activities:    
Purchases of property and equipment (4,049) (2,966)
Proceeds from sale of property and equipment   147
Net cash used in investing activities (4,049) (2,819)
Financing activities:    
Proceeds from borrowings collateralized by notes receivable 42,350 32,568
Payments on borrowings collateralized by notes receivable (36,331) (36,059)
Proceeds from borrowings collateralized by line-of-credit facilities and notes payable   80,000
Payments under line-of-credit facilities and notes payable (27,153) (2,411)
Redemption of junior subordinated debentures (4,004)  
Payments of debt issuance costs   (76)
Repurchase and retirement of common stock   (11,741)
Dividends paid   (9,667)
Net cash (used in) provided by financing activities (25,138) 52,614
Net (decrease) increase in cash and cash equivalents and restricted cash (26,366) 35,969
Cash, cash equivalents and restricted cash at beginning of period 239,396 239,646
Cash, cash equivalents and restricted cash at end of period 213,030 275,615
Supplemental schedule of operating cash flow information:    
Interest paid, net of amounts capitalized 6,760 8,317
Income taxes paid $ 10,126 $ 199