Leases (Tables)

12 Months Ended

Dec. 31, 2024

Operating and finance lease costs and cash flows resulting from these leases are presented below:


	Twelve Months Ended December 31,
($ in thousands)	2024		2023		2022
Operating lease costs	$	6,414	$	6,281	$	6,812
Finance lease costs	373		92		119
Operating lease cash flows	6,617		7,171		8,440
Finance lease cash flows	93		92		125

Assets And Liabilities, Lessee [Table Text Block]

The right-of-use asset and lease liability by lease classifications on the consolidated balance sheets were as follows:


	Consolidated Balance Sheets Category
($ in thousands)		December 31, 2024		December 31, 2023
Operating lease right-of-use asset	Premises and equipment	$	33,202	$	24,712
Finance lease right-of-use asset	Other assets	—		368
Operating lease liability	Accrued expenses and other liabilities	35,596		27,311
Finance lease liability	Other long-term funding	295		383

Lessee, Lease Information [Table Text Block]

The lease payment obligations, weighted-average remaining lease term, and weighted-average original discount rate were as follows:


	December 31, 2024					December 31, 2023
($ in thousands)	Lease Payments		Weighted-average Lease Term (in years)	Weighted-average Discount Rate		Lease Payments		Weighted-average Lease Term (in years)	Weighted-average Discount Rate
Operating leases
Retail and corporate offices	$	39,072	8.30	4.26	%	$	25,729	5.76	3.12	%
Land	3,228		6.63	3.52	%	4,050		6.98	3.48	%
Equipment	204		1.50	4.62	%	408		2.50	4.62	%
Total operating leases	$	42,505	8.13	4.20	%	$	30,187	5.88	3.19	%
Finance leases
Retail and corporate offices	$	301	3.25	1.32	%	$	394	4.25	1.32	%

Total finance leases	$	301	3.25	1.32	%	$	394	4.25	1.32	%

Lessee, Operating Lease, Liability, Maturity [Table Text Block]

Contractual lease payment obligations for each of the next five years and thereafter, in addition to a reconciliation to the Corporation’s lease liability, were as follows:


($ in thousands)	Operating Leases		Finance Leases		Total Leases
2025	$	6,760	$	93	$	6,853
2026	6,228		93		6,321
2027	5,572		93		5,664
2028	4,845		23		4,868
2029	3,612		—		3,612
Beyond 2029	15,487		—		15,487
Total lease payments	$	42,505	$	301	$	42,806
Less: interest	6,909		6		6,915
Present value of lease payments	$	35,596	$	295	$	35,891

Lessee, Operating Lease, Disclosure [Table Text Block]

The approximate minimum annual rental payments and rental receipts under non-cancelable agreements and leases are as follows:


($ in thousands)	Payments		Receipts
2025	$	6,565	$	3,628
2026	6,293		3,475
2027	5,636		3,170
2028	4,855		2,510
2029	3,604		2,454
Beyond 2029	15,650		11,493
Total	$	42,603	$	26,730