Revenue from Contract with Customer (Tables)

6 Months Ended

Jun. 30, 2021

Revenue from Contract with Customer [Abstract]

Disaggregation of revenue by Major source

The Corporation's disaggregated revenue by major source is presented below:

	Corporate and Commercial Specialty
	Three Months Ended June 30,				Six Months Ended June 30,
($ in Thousands)	2021		2020		2021		2020
Wealth management fees	$	22,706	$	20,238	$	45,120	$	40,345
Service charges and deposit account fees	4,454		4,307		9,359		7,859
Card-based fees(a)	391		228		826		743
Insurance commissions and fees	38		47		61		123
Other revenue	1,162		294		1,848		1,081
Noninterest income (in-scope of Topic 606)	$	28,751	$	25,114	$	57,214	$	50,150
Noninterest income (out-of-scope of Topic 606)(b)	9,837		10,002		24,404		23,698
Total noninterest income	$	38,588	$	35,115	$	81,619	$	73,848
	Community, Consumer, and Business
	Three Months Ended June 30,				Six Months Ended June 30,
($ in Thousands)	2021		2020		2021		2020
Wealth management fees	$	—	$	678	$	—	$	1,387
Service charges and deposit account fees	11,088		7,173		21,023		18,838
Card-based fees(a)	10,613		8,647		19,937		17,693
Insurance commissions and fees	46		22,381		96		44,910
Other revenue	2,047		2,861		5,514		5,147
Noninterest income (in-scope of Topic 606)	$	23,793	$	41,739	$	46,570	$	87,974
Noninterest income (out-of-scope of Topic 606)	7,866		12,394		31,218		19,509
Total noninterest income	$	31,660	$	54,133	$	77,788	$	107,483

	Risk Management and Shared Services
	Three Months Ended June 30,				Six Months Ended June 30,
($ in Thousands)	2021		2020		2021		2020
Service charges and deposit account fees	$	7	$	4	$	22	$	10
Card-based fees(a)	5		47		9		94
Insurance commissions and fees	2		3		4		6
Other revenue	963		26		1,464		49
Noninterest income (in-scope of Topic 606)	$	978	$	80	$	1,500	$	158
Noninterest income (out-of-scope of Topic 606)(c)	2,217		165,161		7,879		171,307
Total noninterest income	$	3,195	$	165,242	$	9,379	$	171,465
	Consolidated Total
	Three Months Ended June 30,				Six Months Ended June 30,
($ in Thousands)	2021		2020		2021		2020
Wealth management fees	$	22,706	$	20,916	$	45,120	$	41,732
Service charges and deposit account fees	15,549		11,484		30,404		26,706
Card-based fees(a)	11,009		8,922		20,773		18,529
Insurance commissions and fees	86		22,430		161		45,038
Other revenue	4,173		3,181		8,826		6,277
Noninterest income (in-scope of Topic 606)	$	53,522	$	66,933	$	105,284	$	138,282
Noninterest income (out-of-scope of Topic 606)(b)(c)	19,921		187,557		63,502		214,515
Total noninterest income	$	73,443	$	254,490	$	168,786	$	352,796

(a) Certain card-based fees are out-of-scope of Topic 606.

(b) For the six months ended June 30, 2021, the Corporation recognized a $2 million pre-tax gain on sale of Whitnell.

(c) Both the three and six months ended June 30, 2020 include a gain of $163 million from the sale of ABRC.

Revenue recognition 606

Below is a listing of performance obligations for the Corporation's main revenue streams:

Revenue Stream	Noninterest income in-scope of Topic 606
Service charges and deposit account fees	Service charges and deposit account fees consist of monthly service fees (i.e. business analyzed fees and consumer service charges) and other deposit account related fees. The Corporation's performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges and deposit account fees is primarily received immediately or in the following month through a direct charge to customers’ accounts.
Card-based fees(a)	Card-based fees are primarily comprised of debit and credit card income, ATM fees, and merchant services income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Corporation's debit and credit cards are processed through card payment networks. ATM and merchant fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is typically received immediately or in the following month.
Trust and asset management fees(b)	Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Corporation's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to the customers’ accounts. The Corporation's performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered.
Brokerage and advisory fees(b)	Brokerage and advisory fees primarily consist of investment advisory, brokerage, retirement services, and annuities. The Corporation's performance obligation for investment advisory services and retirement services is generally satisfied, and the related revenue recognized, over the period in which the services are provided. The performance obligation for annuities is satisfied upon sale of the annuity, and therefore, the related revenue is primarily recognized at the time of sale. Payment for these services are typically received immediately or in advance of the service.

(a) Certain card-based fees are out-of-scope of Topic 606.

(b) Trust and asset management fees and brokerage and advisory fees are included in wealth management fees.