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Revenues (Tables)
12 Months Ended
Dec. 31, 2020
Revenue Recognition [Abstract]  
Disaggregation of Revenue [Table Text Block]
The Corporation's disaggregated revenue by major source is presented below:
Corporate and Commercial Specialty
For the Years Ended December 31,
($ in Thousands)202020192018
Wealth management fees(a)
$83,570 $80,719 $79,685 
Service charges and deposit account fees16,903 13,342 15,424 
Card-based fees(b)
1,534 1,827 1,796 
Insurance commissions and fees208 364 349 
Other revenue3,462 1,647 997 
 Noninterest Income (in-scope of Topic 606) $105,678 $97,899 $98,251 
Noninterest Income (out-of-scope of Topic 606)43,778 38,198 33,820 
 Total Noninterest Income $149,456 $136,097 $132,071 

Community, Consumer, and Business
For the Years Ended December 31,
($ in Thousands)202020192018
Wealth management fees(a)
$1,387 $2,838 $2,655 
Service charges and deposit account fees39,371 49,744 50,582 
Card-based fees(b)
36,937 37,895 37,977 
Insurance commissions and fees45,027 88,727 89,123 
Other revenue19,053 9,462 9,887 
 Noninterest Income (in-scope of Topic 606) $141,775 $188,666 $190,225 
Noninterest Income (out-of-scope of Topic 606)43,962 35,046 22,486 
 Total Noninterest Income $185,737 $223,712 $212,711 

Risk Management and Share Services
For the Years Ended December 31,
($ in Thousands)202020192018
Wealth management fees(a)
$— $(90)$222 
Service charges and deposit account fees33 49 69 
Card-based fees(b)
134 190 37 
Insurance commissions and fees10 13 39 
Other revenue(1,552)1,370 1,242 
 Noninterest Income (in-scope of Topic 606) $(1,375)$1,532 $1,609 
Noninterest Income (out-of-scope of Topic 606)(c)
180,237 19,483 9,176 
 Total Noninterest Income $178,862 $21,015 $10,785 

Consolidated Total
For the Years Ended December 31,
($ in Thousands)202020192018
Wealth management fees(a)
$84,957 $83,467 $82,562 
Service charges and deposit account fees56,307 63,135 66,075 
Card-based fees(b)
38,605 39,912 39,810 
Insurance commissions and fees45,245 89,104 89,511 
Other revenue20,963 12,629 12,126 
 Noninterest Income (in-scope of Topic 606) $246,077 $288,247 $290,084 
Noninterest Income (out-of-scope of Topic 606)(c)
267,979 92,577 65,484 
 Total Noninterest Income $514,056 $380,824 $355,568 
(a) Includes trust, asset management, brokerage, and annuity fees.
(b) Certain card-based fees are out-of-scope of Topic 606.
(c) The year ended December 31, 2020 includes a gain of $163 million from the sale of ABRC.
Revenue Recognition 606 [Text Block] Below is a listing of performance obligations for the Corporation's main revenue streams:
Revenue StreamNoninterest income in-scope of Topic 606
Service charges and deposit account feesService charges on deposit accounts consist of monthly service fees (i.e. business analyzed fees and consumer service charges) and other deposit account related fees. The Corporation's performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to the customers’ accounts.
Card-based fees(a)
Card-based fees are primarily comprised of debit and credit card income, ATM fees, and merchant services income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Corporation's debit and credit cards are processed through card payment networks. ATM and merchant fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is typically received immediately or in the following month.
Trust and asset management fees(b)
Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Corporation's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to the customers’ accounts. The Corporation's performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered.
Brokerage and advisory fees(b)
Brokerage and advisory fees primarily consists of investment advisory, brokerage, retirement services, and annuities. The Corporation's performance obligation for investment advisory services and retirement services is generally satisfied, and the related revenue recognized, over the period in which the services are provided. The performance obligation for annuities is satisfied upon sale of the annuity, and therefore, the related revenue is primarily recognized at the time of sale. Payment for these services are typically received immediately or in advance of the service.
(a) Certain card-based fees are out-of-scope of Topic 606.
(b) Trust and asset management fees and brokerage and advisory fees are included in wealth management fees.