Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020		Dec. 31, 2019
Assets
Cash and due from banks	$ 480,337		$ 373,380
Interest-bearing deposits in other financial institutions	176,440		207,624
Federal funds sold and securities purchased under agreements to resell	22,455		7,740
Investment securities held to maturity, net, at amortized cost(a)	2,149,373	[1]	2,205,083
Investment securities available for sale, at fair value	2,928,787		3,262,586
Equity securities	15,063		15,090
Federal Home Loan Bank and Federal Reserve Bank stocks, at cost	222,922		227,347
Loans	24,365,633		22,821,440
Allowance for loan losses(b)	(337,793)	[2]	(201,371)
Loans, net	24,027,841		22,620,068
Bank and corporate owned life insurance	674,026		671,948
Tax credit and other investments	315,909		279,969
Premises and equipment, net	438,469		435,284
Goodwill	1,191,388		1,176,230
Mortgage servicing rights, net	58,289		67,306
Other intangible assets, net	92,723		88,301
Interest Receivable	92,377		91,196
Other assets	655,328		506,046
Total assets	33,908,056		32,386,478
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	6,107,386		5,450,709
Interest-bearing deposits	19,554,194		18,328,355
Total deposits	25,661,580		23,779,064
Federal funds purchased and securities sold under agreements to repurchase	133,007		433,097
Commercial paper	33,647		32,016
FHLB advances	3,214,194		3,180,967
Other long-term funding	549,644		549,343
Unfunded Commitments	56,276	[2]	21,907
Accrued expenses and other liabilities(b)	469,236	[2]	467,961
Total liabilities	30,117,584		28,464,355
Stockholders’ Equity
Preferred equity	256,716		256,716
Common stock	1,752		1,752
Surplus	1,706,516		1,716,431
Retained earnings(b)	2,296,176	[2]	2,380,867
Accumulated other comprehensive income (loss)	(16,974)		(33,183)
Treasury stock, at cost	(453,714)		(400,460)
Total common equity	3,533,755		3,665,407
Total stockholders’ equity	3,790,471		3,922,124
Total liabilities and stockholders’ equity	$ 33,908,056		$ 32,386,478
Preferred shares authorized (par value $1.00 per share)	750,000		750,000
Preferred shares issued and outstanding	264,458		264,458
Common shares authorized (par value $0.01 per share)	250,000,000		250,000,000
Common shares issued	175,216,409		175,216,409
Common shares outstanding	153,690,421		157,171,247
Residential loans held for sale
Assets
Loans Receivable Held-for-sale, Amount	$ 366,330		$ 136,280
Loans	8,132,417		8,136,980
Commercial loans held for sale
Assets
Loans Receivable Held-for-sale, Amount	0		15,000
Loans	$ 15,041,555		13,481,275
Allowance for loan losses(b)			$ (166,846)

[1] (a) At March 31, 2020, the investment securities held to maturity are reported net of the related allowance for credit losses on investments. Prior periods were unadjusted due to the modified retrospective application of ASU 2016-13.

[2] (b) At January 1, 2020, the adoption of ASU 2016-13 resulted in an increase to the allowance for loan losses of $112 million and an increase to the allowance for unfunded commitments of $19 million for a total increase to the ACLL of $131 million. A corresponding after tax decrease to common equity of $98 million was recorded along with a deferred tax asset of $33 million, included in accrued expenses and other liabilities. Prior periods were unadjusted due to the modified retrospective application of ASU 2016-13.