Leases (Tables)

6 Months Ended

Jun. 30, 2019

Leases [Abstract]

Lease, Cost and Cash Flows

Operating lease costs and cash flows resulting from operating lease are presented below:

($ in Thousands)	Three Months Ended June 30, 2019		Six Months Ended June 30, 2019
Operating Lease Costs	$	2,888	$	5,793
Operating Lease Cash Flows	2,762		5,570

Components of lease expense

The lease classifications on the consolidated balance sheets were as follows:

	June 30, 2019
($ in Thousands)	Amount		Consolidated Balance Sheets Category
Operating lease right-of-use asset	$	48,114	Premises and equipment
Finance lease right-of-use asset	—		Other assets
Operating lease liability	52,259		Accrued expenses and other liabilities
Finance lease liability	—		Other long-term funding

Operating lease information

The lease payment obligations, weighted-average remaining lease term, and weighted-average discount rate were as follows:

	June 30, 2019
($ in Thousands)	Lease payments		Weighted-average lease term (in years)	Weighted-average discount rate
Operating leases
Equipment	$	256	1.10	2.73	%
Retail and corporate offices	50,644		6.36	3.42	%
Land	9,602		12.14	3.40	%
Total operating leases	$	60,501	7.18	3.41	%

Amortization of operating lease liabilities

:

($ in Thousands)	Amount
Six Months Ending December 31, 2019	$	6,447
2020	10,665
2021	9,942
2022	7,519
2023	5,379
Beyond 2023	20,550
Total lease payments	60,501
Less: interest	8,242
Present value of lease payments	$	52,259