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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
INTEREST INCOME        
Interest and fees on loans $ 167,350 $ 155,663 $ 490,065 $ 460,025
Interest and dividends on investment securities:        
Taxable 22,948 24,937 72,734 73,897
Tax exempt 8,141 7,917 23,865 23,369
Other interest 1,064 1,489 3,449 4,952
Total interest income 199,503 190,006 590,113 562,243
INTEREST EXPENSE        
Interest on deposits 13,118 8,521 36,562 24,281
Interest on Federal funds purchased and securities sold under agreements to repurchase 326 248 1,000 714
Interest on other short-term funding 296 83 1,656 279
Interest on long-term funding 7,229 10,645 23,657 32,159
Total interest expense 20,969 19,497 62,875 57,433
NET INTEREST INCOME 178,534 170,509 527,238 504,810
Provision for credit losses 21,000 8,000 55,000 17,500
Net interest income after provision for credit losses 157,534 162,509 472,238 487,310
NONINTEREST INCOME        
Trust service fees 11,700 12,273 34,656 36,875
Service charges on deposit accounts 17,445 17,385 50,162 48,894
Card-based and other nondeposit fees 12,777 12,618 37,485 38,631
Insurance commissions 19,431 17,561 62,818 57,366
Brokerage and annuity commissions 4,155 3,809 12,047 11,684
Mortgage banking, net 18,291 6,643 26,562 23,992
Capital market fees, net 7,012 2,170 14,343 7,329
Bank owned life insurance income 3,290 2,448 11,033 7,704
Asset gains (losses), net (1,034) 244 (853) 2,931
Investment securities gains, net (13) 2,796 6,201 4,038
Other 2,180 2,118 6,140 6,916
Total noninterest income 95,234 80,065 260,594 246,360
NONINTEREST EXPENSE        
Personnel expense 103,819 101,134 307,346 304,272
Occupancy 15,362 14,187 42,379 46,178
Equipment 5,319 6,003 16,161 17,514
Technology 14,173 14,748 42,887 46,660
Business development and advertising 5,251 5,964 20,053 18,120
Other intangible amortization 525 885 1,568 2,574
Loan expense 3,535 3,305 10,198 9,982
Legal and professional fees 4,804 4,207 14,685 13,089
Foreclosure / OREO expense 960 645 4,167 3,071
FDIC expense 9,000 6,000 25,500 18,500
Other 12,566 14,507 38,701 42,394
Total noninterest expense 175,314 171,585 523,645 522,354
Income before income taxes 77,454 70,989 209,187 211,316
Income tax expense 23,638 21,551 63,746 65,806
Net income 53,816 49,438 145,441 145,510
Preferred stock dividends 2,188 2,184 6,555 4,957
Net income available to common equity $ 51,628 $ 47,254 $ 138,886 $ 140,553
Earnings per common share:        
Basic (in usd per share) $ 0.34 $ 0.31 $ 0.92 $ 0.93
Diluted (in usd per share) $ 0.34 $ 0.31 $ 0.92 $ 0.92
Average common shares outstanding:        
Basic (in shares) 148,708 148,614 148,607 149,524
Diluted (in shares) 149,973 149,799 149,645 150,704