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Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
INTEREST INCOME        
Interest and fees on loans $ 155,663 $ 152,030 $ 460,025 $ 442,046
Interest and dividends on investment securities:        
Taxable 24,937 25,037 73,897 77,403
Tax exempt 7,917 7,483 23,369 21,484
Other interest 1,489 1,503 4,952 4,814
Total interest income 190,006 186,053 562,243 545,747
INTEREST EXPENSE        
Interest on deposits 8,521 6,621 24,281 18,975
Interest on Federal funds purchased and securities sold under agreements to repurchase 248 390 714 1,001
Interest on other short-term funding 83 233 279 629
Interest on long-term funding 10,645 6,179 32,159 18,836
Total interest expense 19,497 13,423 57,433 39,441
NET INTEREST INCOME 170,509 172,630 504,810 506,306
Provision for credit losses 8,000 1,000 17,500 11,000
Net interest income after provision for credit losses 162,509 171,630 487,310 495,306
NONINTEREST INCOME        
Trust service fees 12,273 12,218 36,875 35,946
Service charges on deposit accounts 17,385 17,961 48,894 51,773
Card-based and other nondeposit fees 12,618 12,407 38,631 37,493
Insurance commissions 17,561 7,860 57,366 33,828
Brokerage and annuity commissions 3,809 4,040 11,684 12,593
Mortgage banking, net 6,643 6,669 23,992 18,392
Capital market fees, net 2,170 2,939 7,329 7,360
Bank owned life insurance income 2,448 3,506 7,704 10,837
Asset gains, net 95 4,934 3,084 6,561
Investment securities gains, net 2,796 57 4,038 469
Other 2,118 2,317 6,916 5,424
Total noninterest income 79,916 74,908 246,513 220,676
NONINTEREST EXPENSE        
Personnel expense 101,134 97,650 304,272 293,141
Occupancy 14,187 13,743 46,178 43,088
Equipment 6,003 6,133 17,514 18,636
Technology 14,748 13,573 46,660 40,891
Business development and advertising 5,964 7,467 18,120 17,606
Other intangible amortization 885 990 2,574 2,972
Loan expense 3,305 3,813 9,982 10,220
Legal and professional fees 4,207 4,604 13,089 13,228
Foreclosure / OREO expense 496 2,083 3,224 5,554
FDIC expense 6,000 6,859 18,500 16,805
Other 14,507 14,938 42,394 45,295
Total noninterest expense 171,436 171,853 522,507 507,436
Income before income taxes 70,989 74,685 211,316 208,546
Income tax expense 21,551 24,478 65,806 66,775
Net income 49,438 50,207 145,510 141,771
Preferred stock dividends 2,184 1,255 4,957 3,777
Net income available to common equity $ 47,254 $ 48,952 $ 140,553 $ 137,994
Earnings per common share:        
Basic (in usd per share) $ 0.31 $ 0.31 $ 0.93 $ 0.86
Diluted (in usd per share) $ 0.31 $ 0.31 $ 0.92 $ 0.85
Average common shares outstanding:        
Basic (in shares) 148,614 155,925 149,524 159,090
Diluted (in shares) 149,799 156,991 150,704 159,993