X0205 3 2012-04-26 1 0000077776 PHH CORP PHH 0001287706 CROWL ROBERT B C/O PHH CORPORATION 3000 LEADENHALL ROAD MT. LAUREL NJ 08054 0 1 0 0 EVP & CFO J. Christopher Clifton, Attorney-In-Fact 2012-05-04