CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Millions	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net loss	$ (123)	$ (111)
Adjustments to reconcile Net loss to net cash provided by (used in) operating activities:
Capitalization of originated mortgage servicing rights	(357)	(296)
Net unrealized loss on mortgage servicing rights and related derivatives	600	626
Vehicle depreciation	922	921
Other depreciation and amortization	19	17
Origination of mortgage loans held for sale	(27,013)	(23,724)
Proceeds on sale of and payments from mortgage loans held for sale	29,131	22,639
Net gain on interest rate lock commitments, mortgage loans held for sale and related derivatives	(321)	(491)
Deferred income tax benefit	(109)	(97)
Other adjustments and changes in other assets and liabilities, net	(410)	67
Net cash provided by (used in) operating activities	2,339	(449)
Cash flows from investing activities:
Investment in vehicles	(1,190)	(1,112)
Proceeds on sale of investment vehicles	280	268
Proceeds on sale of mortgage servicing rights		6
Net cash paid on derivatives related to mortgage servicing rights	(1)
Purchases of property, plant and equipment	(16)	(10)
Purchases of restricted investments	(185)	(350)
Proceeds from sales and maturities of restricted investments	204	78
(Increase) decrease in restricted cash and cash equivalents	(15)	362
Other, net	24	10
Net cash used in investing activities	(899)	(748)
Cash flows from financing activities:
Proceeds from borrowings	42,675	39,552
Principal payments on borrowings	(44,198)	(38,202)
Issuances of common stock	8	7
Cash paid for debt issuance costs	(20)	(44)
Other, net	(15)	(5)
Net cash (used in) provided by financing activities	(1,550)	1,308
Effect of changes in exchange rates on Cash and cash equivalents	(1)	(2)
Net (decrease) increase in Cash and cash equivalents	(111)	109
Cash and cash equivalents at beginning of period	195	150
Cash and cash equivalents at end of period	$ 84	$ 259