-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RfuMopM3drNrDtfcEC8zfKSkl3/3Ql2Bjpa/hrspedDOIQVDQ97zX3k8GQ2LBO0h 4x3DRt1WnASRgmpDFLtvHg== 0000950135-04-001817.txt : 20040412 0000950135-04-001817.hdr.sgml : 20040412 20040412155821 ACCESSION NUMBER: 0000950135-04-001817 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20040412 ITEM INFORMATION: Financial statements and exhibits ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20040412 FILER: COMPANY DATA: COMPANY CONFORMED NAME: INDEPENDENT BANK CORP CENTRAL INDEX KEY: 0000776901 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 042870273 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-09047 FILM NUMBER: 04728642 BUSINESS ADDRESS: STREET 1: 288 UNION STREET CITY: ROCKLAND STATE: MA ZIP: 02370 BUSINESS PHONE: 7818786100 MAIL ADDRESS: STREET 1: 288 UNION STREET CITY: ROCKLAND STATE: MA ZIP: 02370 8-K 1 b502138ke8vk.htm FORM 8-K DATED 4/12/04 FORM 8-K DATED 4/12/04
Table of Contents

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15 (d) of
The Securities and Exchange Act of 1934

DATE OF REPORT:
April 12, 2004
(Date of Earliest Event Reported)

MASSACHUSETTS
(State or Other Jurisdiction of Incorporation)

     
1-9047   04-2870273
(Commission File Number)   (I.R.S. Employer Identification No.)

INDEPENDENT BANK CORP.
288 UNION ST., ROCKLAND, MA
(Address of Principal Executive Offices)

02370
(Zip Code)

NOT APPLICABLE
(Former Address of Principal Executive Offices)

(Zip Code)

781-878-6100
(Registrant’s Telephone Number, Including Area Code)

 


TABLE OF CONTENTS

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
SIGNATURE
EARNINGS CALL


Table of Contents

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits

(a)   Not applicable.
 
(b)   Not applicable.
 
(c)   The following exhibits are included with this Report: Exhibit 99.1 Supplemental Information to Accompany April 12, 2004 Earnings Conference Call

Item 9. Regulation FD Disclosure. Attached as exhibit 99.1 hereto is supplemental information filed pursuant to Regulation FD in conjunction with Independent Bank Corp.’s April 12, 2004 earnings conference call.

SIGNATURE

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned and hereunto duly authorized.

             
    INDEPENDENT BANK CORP.
 
           
DATE: April 12, 2004
  BY:   /s/ Denis K. Sheahan    
     
 
   
      DENIS K. SHEAHAN    
      CHIEF FINANCIAL OFFICER AND    
      TREASURER    

 

EX-99.1 3 b502138kexv99w1.htm EARNINGS CALL EARNINGS CALL
 

Exhibit 99.1

The following supplemental information is filed pursuant to Regulation FD in conjunction with Independent Bank Corp.’s April 12, 2004 earnings conference call.

    Earnings per share growth for 2004, excluding the impact of the acquisition of Falmouth Bancorp, Inc., is expected to be in the 4-7% range off of a base of $1.93 which represents analyst’s 2003 calculation of EPS.
 
    The net interest margin is expected to continue to gradually decrease throughout the year to approximately 3.90%, of which 0.20% of this decrease can be attributed to the adoption of FASB Interpretation No. 46 Revised on March 31, 2004.
 
    Expenditures incurred during the quarter ending March 31, 2004 associated with the Company’s business initiatives totaled $550,000, or approximately 2.5 cents per share. In addition, an incremental $200,000 has been spent on marketing and business development expenses, or approximately 1.0 cents per share. The Company anticipates incurring an additional $1.1 million related to these expenses during the remainder of 2004.
 
    Total pension expense is anticipated to be approximately $1.8 million for the full year of 2004.
 
    Loan and deposit targeted organic growth rate is 10% year over year.

 

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