LEASES (Notes)

12 Months Ended

Dec. 31, 2025

Leases [Abstract]

Lessee, Operating Leases [Text Block]

LEASES

As of December 31, 2025, the Company had entered into 132 noncancellable operating lease agreements for office space, parking, space for ATM locations and certain branch locations, several of which contain renewal options to extend lease terms for a period of 1 to 20 years. The Company has no material financing leases outstanding and no leases with residual value guarantees.

As of December 31, 2025, the Company did not have any material sub-lease agreements.

The Company’s right-of-use asset related to operating leases totaled $73.2 million and $54.5 million at December 31, 2025 and 2024, respectively, and is recognized in the Company’s Consolidated Balance Sheet within other assets.

When a decision is made to exit a leased location, the Company may incur certain termination costs and/or lease impairment charges, if applicable. The Company recognized no such exit costs during the year ended December 31, 2025, and $555,000 and $589,000 during the years ended December 31, 2024 and 2023, respectively.

The following table provides information related to the Company’s lease costs for the periods indicated:

	Years Ended December 31
	2025			2024			2023
	(Dollars in thousands)
Operating lease costs (1)	$	14,962		$	14,365		$	14,472
Short-term lease costs	22			37			28
Variable lease costs	4			—			—
Total lease costs	$	14,988		$	14,402		$	14,500
Weighted-average remaining lease term - operating leases	6.86 years			5.99 years			5.61 years
Weighted-average discount rate - operating leases	3.98		%	3.49		%	2.98		%

(1)     Operating lease costs for the periods presented are inclusive of lease exit costs noted above.

The following table sets forth the undiscounted cash flows of base rent related to operating leases outstanding at December 31, 2025 with payments scheduled over the next five years and thereafter, including a reconciliation to the operating lease liability recognized in the Company’s Consolidated Balance Sheet in other liabilities:

	(Dollars in thousands)
2026	$	15,623
2027	15,182
2028	12,512
2029	10,361
2030	8,881
Thereafter	24,418
Total minimum lease payments	86,977
Less: amount representing interest	11,571
Present value of future minimum lease payments	$	75,406