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Loans, Allowance for Credit Losses and Credit Quality (Tables)
6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
The following table summarizes the change in allowance for credit losses by loan category, and bifurcates the amount of loans allocated to each loan category for the period indicated:
 Three Months Ended June 30, 2025
 (Dollars in thousands)
 Commercial and
Industrial
Commercial
Real Estate
Commercial
Construction
Small
Business
Residential
Real Estate
      
Home Equity
Other ConsumerTotal
Allowance for credit losses
Beginning balance$34,200 $60,117 $8,377 $4,318 $25,469 $10,846 $765 $144,092 
Charge-offs(2,755)(3,348)— (90)— — (773)(6,966)
Recoveries13 — 39 — 49 345 447 
Provision for (release of) credit losses3,851 2,734 (194)298 (55)16 550 7,200 
Ending balance (1)$35,309 $59,504 $8,183 $4,565 $25,414 $10,911 $887 $144,773 
Three Months Ended June 30, 2024
(Dollars in thousands)
Commercial and
Industrial
Commercial
Real Estate
Commercial
Construction
Small
Business
Residential
Real Estate
Home EquityOther ConsumerTotal
Allowance for credit losses
Beginning balance$35,175 $63,243 $7,573 $4,028 $24,180 $12,042 $707 $146,948 
Charge-offs— — — (60)— (11)(737)(808)
Recoveries— — 12 — 148 307 469 
Provision for (release of) credit losses443 2,522 231 79 656 (424)743 4,250 
Ending balance (1)$35,620 $65,765 $7,804 $4,059 $24,836 $11,755 $1,020 $150,859 
Six Months Ended June 30, 2025
(Dollars in thousands)
Commercial and
Industrial
Commercial
Real Estate
Commercial
Construction
Small
Business
Residential
Real Estate
Home  EquityOther ConsumerTotal
Allowance for credit losses
Beginning balance$27,800 $92,535 $8,166 $4,182 $25,238 $11,007 $1,056 $169,984 
Charge-offs(2,810)(43,344)— (202)— (96)(1,914)(48,366)
Recoveries15 — 52 — 67 820 955 
Provision for (release of) credit losses10,304 10,312 17 533 176 (67)925 22,200 
Ending balance (1)$35,309 $59,504 $8,183 $4,565 $25,414 $10,911 $887 $144,773 
 Six Months Ended June 30, 2024
 (Dollars in thousands)
 Commercial and
Industrial
Commercial
Real Estate
Commercial
Construction
Small
Business
Residential
Real Estate
      
Home  Equity
Other ConsumerTotal
Allowance for credit losses
Beginning balance$33,317 $60,074 $7,683 $3,963 $23,637 $12,797 $751 $142,222 
Charge-offs— — — (169)— (11)(1,509)(1,689)
Recoveries87 — — 51 — 281 657 1,076 
Provision for (release of) credit losses2,216 5,691 121 214 1,199 (1,312)1,121 9,250 
Ending balance (1)$35,620 $65,765 $7,804 $4,059 $24,836 $11,755 $1,020 $150,859 
(1)Balances of accrued interest receivable excluded from amortized cost and the calculation of allowance for credit losses amounted to $54.5 million and $59.2 million as of June 30, 2025 and June 30, 2024, respectively.
Financing Receivable Credit Quality Indicators [Table Text Block]
The following table details the amortized cost balances of the Company's loan portfolios, presented by credit quality indicator and origination year as of the dates indicated below:


 June 30, 2025
20252024202320222021PriorRevolving LoansRevolving converted to TermTotal (1)
 (Dollars in thousands)
Commercial and
industrial
Pass $469,808 $576,092 $274,823 $298,891 $214,110 $616,273 $609,560 $— $3,059,557 
Special mention12,217 17,413 7,865 1,753 2,398 2,437 41,441 — 85,524 
Substandard27,725 4,266 4,149 3,346 181 1,660 25,060 — 66,387 
Doubtful— — — — — — 4,012 — 4,012 
Loss— — — — — — — — — 
Total commercial and industrial$509,750 $597,771 $286,837 $303,990 $216,689 $620,370 $680,073 $— $3,215,480 
Current-period gross write-offs$— $— $— $86 $— $21 $2,703 $— $2,810 
Commercial real estate
Pass$463,592 $722,277 $823,443 $841,841 $956,044 $2,385,395 $99,537 $— $6,292,129 
Special mention40,685 14,581 3,919 — 2,743 77,228 197 — 139,353 
Substandard13,009 27,256 — 12,776 10,051 3,965 — — 67,057 
Doubtful22,259 — — — 4,640 — — — 26,899 
Loss— — — — — — — — — 
Total commercial real estate$539,545 $764,114 $827,362 $854,617 $973,478 $2,466,588 $99,734 $— $6,525,438 
Current-period gross write-offs$8,126 $— $26,863 $— $7,020 $1,335 $— $— $43,344 
Commercial construction
Pass$78,681 $292,740 $166,121 $81,066 $62,200 $24,182 $26,240 $— $731,230 
Special mention— 8,977 — 16,310 — — — — 25,287 
Substandard— 33,374 — 8,917 — — — — 42,291 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total commercial construction$78,681 $335,091 $166,121 $106,293 $62,200 $24,182 $26,240 $— $798,808 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Small business
Pass$33,794 $52,247 $39,405 $40,819 $30,177 $44,388 $56,315 $— $297,145 
Special mention— 21 125 70 113 235 981 — 1,545 
Substandard238 172 12 778 — 369 284 — 1,853 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total small business$34,032 $52,440 $39,542 $41,667 $30,290 $44,992 $57,580 $— $300,543 
Current-period gross write-offs$— $— $14 $— $— $— $188 $— $202 
Residential real estate
Pass$129,481 $192,648 $455,512 $583,460 $368,856 $755,676 $— $— $2,485,633 
Default— — 378 589 735 1,831 — — 3,533 
Total residential real estate$129,481 $192,648 $455,890 $584,049 $369,591 $757,507 $— $— $2,489,166 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Home equity
Pass$3,781 $14,278 $20,670 $31,208 $47,027 $159,164 $878,696 $11,199 $1,166,023 
Default— — — — — 327 1,747 — 2,074 
Total home equity$3,781 $14,278 $20,670 $31,208 $47,027 $159,491 $880,443 $11,199 $1,168,097 
Current-period gross write-offs$— $— $— $— $— $— $96 $— $96 
Other consumer (2)
Pass$761 $415 $221 $69 $343 $937 $33,549 $— $36,295 
Default— — — — — — — 
Total other consumer$761 $415 $221 $69 $343 $937 $33,550 $— $36,296 
Current-period gross write-offs $1,907 $— $— $— $— $— $$— $1,914 
Total$1,296,031 $1,956,757 $1,796,643 $1,921,893 $1,699,618 $4,074,067 $1,777,620 $11,199 $14,533,828 
Total current-period gross write-offs$10,033 $— $26,877 $86 $7,020 $1,356 $2,994 $— $48,366 
December 31, 2024
20242023202220212020PriorRevolving LoansRevolving converted to TermTotal (1)
(Dollars in thousands)
Commercial and
industrial
Pass$690,411 $302,384 $351,296 $243,361 $166,779 $504,804 $623,730 $1,117 $2,883,882 
Special mention18,600 554 2,394 10,610 871 2,458 40,927 — 76,414 
Substandard16,933 4,195 5,276 27,641 139 22 21,517 — 75,723 
Doubtful— — — — — — 11,652 — 11,652 
Loss— — — — — — — — — 
Total commercial and industrial$725,944 $307,133 $358,966 $281,612 $167,789 $507,284 $697,826 $1,117 $3,047,671 
Current-period gross write-offs$— $— $— $— $— $— $5,897 $— $5,897 
Commercial real estate
Pass$774,331 $866,492 $907,629 $1,036,174 $997,858 $1,823,148 $98,473 $241 $6,504,346 
Special mention16,243 5,935 — 760 — 60,184 198 — 83,320 
Substandard53,532 13,017 12,967 10,145 916 5,836 — — 96,413 
Doubtful— 53,752 — 11,660 — 7,217 — — 72,629 
Loss— — — — — — — — — 
Total commercial real estate$844,106 $939,196 $920,596 $1,058,739 $998,774 $1,896,385 $98,671 $241 $6,756,708 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Commercial construction
Pass$288,979 $173,856 $130,245 $62,972 $— $24,583 $32,077 $1,756 $714,468 
Special mention— 2,316 15,622 9,078 — — — — 27,016 
Substandard31,549 — 9,045 — — — — — 40,594 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total commercial construction$320,528 $176,172 $154,912 $72,050 $— $24,583 $32,077 $1,756 $782,078 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Small business
Pass$56,869 $44,676 $43,925 $32,858 $21,527 $26,457 $52,919 $$279,232 
Special mention— 102 16 114 93 218 607 — 1,150 
Substandard199 259 63 180 329 368 — 1,399 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total small business$57,068 $45,037 $44,004 $32,973 $21,800 $27,004 $53,894 $$281,781 
Current-period gross write-offs$48 $39 $35 $54 $— $— $520 $— $696 
Residential real estate
Pass$197,985 $472,546 $607,105 $381,182 $173,047 $625,111 $— $— $2,456,976 
Default— 209 636 373 742 1,664 — — 3,624 
Total residential real estate$197,985 $472,755 $607,741 $381,555 $173,789 $626,775 $— $— $2,460,600 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Home equity
Pass$14,888 $24,020 $32,577 $49,290 $45,322 $127,029 $829,688 $16,229 $1,139,043 
Default— — — — — 226 803 96 1,125 
Total home equity$14,888 $24,020 $32,577 $49,290 $45,322 $127,255 $830,491 $16,325 $1,140,168 
Current-period gross write-offs$— $— $— $— $— $— $241 $139 $380 
Other consumer (2)
Pass$651 $445 $151 $599 $211 $1,158 $36,157 $— $39,372 
Default— — — — — — — — — 
Total other consumer$651 $445 $151 $599 $211 $1,158 $36,157 $— $39,372 
Current-period gross write-offs$3,339 $— $— $— $— $19 $16 $— $3,374 
Total$2,161,170 $1,964,758 $2,118,947 $1,876,818 $1,407,685 $3,210,444 $1,749,116 $19,440 $14,508,378 
Total current -period gross write-offs$3,387 $39 $35 $54 $— $19 $6,674 $139 $10,347 
(1)Loan origination dates in the tables above reflect the original origination date, or the date of a material modification of a previously originated loan.
(2)Other consumer portfolio is inclusive of deposit account overdrafts recorded as loan balances and the associated gross write-offs.
Foreclosed Residential Real Estate Property [Table Text Block]
The following table shows information regarding foreclosed residential real estate property at the dates indicated:
June 30, 2025December 31, 2024
(Dollars in thousands)
Foreclosed residential real estate property held by the creditor$— $— 
Recorded investment in mortgage loans collateralized by residential real estate property that are in the process of foreclosure$1,974 $1,301 
Financing Receivable Credit Quality Indicators For Consumer And Residential Portfolio Table Text Block The following table shows the weighted average FICO scores and the weighted average combined LTV ratios at the dates indicated below:
June 30
2025
December 31
2024
Residential real estate portfolio
FICO score (re-scored)(1)756 755 
LTV (re-valued)(2)56.9 %57.9 %
Home equity portfolio
FICO score (re-scored)(1)770 769 
LTV (re-valued)(2)(3)43.5 %43.9 %
(1)The average FICO scores at June 30, 2025 are based upon rescores from March 2025, as available for previously originated loans, or the origination score data for loans booked since March 2025. The average FICO scores at December 31, 2024 were based upon rescores from December 2024, as available for previously originated loans, or origination score data for loans booked in December 2024.
(2)The combined LTV ratios for June 30, 2025 are based upon updated automated valuations as of May 2025, when available, and/or the most current valuation data available.  The combined LTV ratios for December 31, 2024 were based upon updated automated valuations as of November 2024, when available, and/or the most current valuation data available.  The updated automated valuations provide new information on loans that may be available since the previous valuation was obtained.  If no new information is available, the valuation will default to the previously obtained data or most recent appraisal.
(3)For home equity loans and lines in a subordinate lien, the LTV data represents a combined LTV, taking into account the senior lien data for loans and lines.
Financing Receivable, Past Due [Table Text Block]
The following tables show the age analysis of past due financing receivables as of the dates indicated:
 June 30, 2025
 30-59 days60-89 days90 days or moreTotal Past Due Total
Financing
Receivables (2)
 Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Current
 (Dollars in thousands)
Loan Portfolio
Commercial and industrial$183 $1,184 $4,673 14 $6,040 $3,209,440 $3,215,480 
Commercial real estate4,399 826 6,206 11 11,431 6,514,007 6,525,438 
Commercial construction— — — — — — — — 798,808 798,808 
Small business74 14 272 58 26 404 300,139 300,543 
Residential real estate18 3,607 1,398 12 2,134 36 7,139 2,482,027 2,489,166 
Home equity874 326 19 2,074 31 3,274 1,164,823 1,168,097 
Other consumer (1)420 231 16 429 248 36,048 36,296 
Total462 $9,368 36 $4,022 49 $15,146 547 $28,536 $14,505,292 $14,533,828 
 December 31, 2024
 30-59 days60-89 days90 days or moreTotal Past Due Total
Financing
Receivables (2)
 Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Number
of Loans
Principal
Balance
Current
 (Dollars in thousands)
Loan Portfolio
Commercial and industrial$5,807 $$13,843 13 $19,655 $3,028,016 $3,047,671 
Commercial real estate33,087 — — 20,458 53,545 6,703,163 6,756,708 
Commercial construction— — — — — — — — 782,078 782,078 
Small business830 24 29 13 883 280,898 281,781 
Residential real estate27 6,310 1,401 10 2,224 46 9,935 2,450,665 2,460,600 
Home equity1,046 11 764 10 1,126 30 2,936 1,137,232 1,140,168 
Other consumer (1)596 441 605 454 38,918 39,372 
Total648 $47,521 28 $2,201 37 $37,686 713 $87,408 $14,420,970 $14,508,378 
(1)Other consumer portfolio is inclusive of deposit account overdrafts recorded as loan balances.
(2)The amount of net deferred fees/costs on originated loans included in the ending balance was $6.8 million and $6.1 million at June 30, 2025 and December 31, 2024, respectively. Net unamortized discounts on acquired loans included in the ending balance were $7.5 million and $8.1 million at June 30, 2025 and December 31, 2024, respectively.
Financing Receivable, Nonaccrual [Table Text Block]
The following table shows information regarding nonaccrual loans as of the dates indicated:
Nonaccrual Balances
June 30, 2025December 31, 2024
With Allowance for Credit LossesWithout Allowance for Credit Losses (1)TotalWith Allowance for Credit LossesWithout Allowance for Credit Losses (1)Total
 (Dollars in thousands)
Commercial and industrial$13,544 $— $13,544 $2,500 $11,652 $14,152 
Commercial real estate4,892 23,825 28,717 67,126 7,217 74,343 
Small business173 — 173 302 — 302 
Residential real estate10,013 — 10,013 10,243 — 10,243 
Home equity3,765 — 3,765 2,479 — 2,479 
Other consumer— 10 — 10 
Total nonaccrual loans $32,392 $23,825 $56,217 $82,660 $18,869 $101,529 
(1)Nonaccrual balances reported above without an allowance for credit losses are attributable to loans evaluated on an individual basis where it was determined that there was no risk of loss due to sufficient underlying collateral values.
Financing Receivable, Modified, Past Due
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
The following tables present the period end amortized cost basis of loans modified to borrowers experiencing financial difficulty during the periods indicated, disaggregated by class of financing receivable, type of modification granted and the financial effect of the modifications:

Three Months Ended June 30, 2025
Amortized Cost Basis% of Total Class of Financing ReceivableFinancial Effect
(Dollars in thousands)
Term Extension
Commercial and industrial$3,879 0.12 %
Extended contractual term on one loan by 1 year
Commercial real estate1,653 0.03 %
Extended contractual term on one loan by 3 months
Small business239 0.08 %
Extended contractual term on one loan by 5.2 years
Home equity245 0.02 %
Added a weighted-average contractual term of 5.2 years to the life of the loans
Total$6,016 
Other Than Insignificant Payment Delay
Commercial and industrial$1,036 0.03 %Modification was made with minimal financial effect
Total$1,036 
Term Extension and Interest Rate Reduction
Commercial and industrial$93 —%
Extended the contractual term on one loan by 5.0 years and reduced the interest rate from 9.50% to 6.69%
Commercial real estate13,015 0.20%
Extended the contractual term on one loan by 3.0 years and reduced the interest rate from 7.70% to 6.25%
Home equity229 0.02%
Extended the contractual term on one loan by 17.5 years and reduced the interest rate from 7.24% to 6.88%
Total$13,337 
Term Extension and Other Than Insignificant Payment Delay
Commercial real estate$22,248 0.34%
Modification on one loan included an interest rate reduction from 5.91% to 5.50% and payment deferral of 13 months
Total$22,248 
Total Outstanding Modified$42,637 
Six Months Ended June 30, 2025
Amortized Cost Basis% of Total Class of Financing ReceivableFinancial Effect
(Dollars in thousands)
Term Extension
Commercial and industrial$8,986 0.28%
Added a weighted-average contractual term of 11 months to the life of the loans
Commercial real estate5,028 0.08%
Added a weighted-average contractual term of 5 months to the life of the loans
Small business239 0.08%
Extended contractual term on one loan by 5.2 years
Residential real estate272 0.01%
Extended contractual term on one loan by 17.8 years
Home equity245 0.02%
Added a weighted-average contractual term of 5.2 years to the life of the loans
Total$14,770 
Other Than Insignificant Payment Delay
Commercial and industrial$1,036 0.03%Modification was made with minimal financial effect
Commercial real estate11,002 0.17%Modification was made with minimal financial effect
Total$12,038 
Term Extension and Interest Rate Reduction
Commercial and industrial$93 —%
Extended the contractual term on one loan by 5.0 years and reduced the interest rate from 9.50% to 6.69%
Commercial real estate25,093 0.38%
Added a weighted-average contractual term of 3.7 years to the life of the loans and reduced the weighted-average interest rate from 7.85% to 6.83%
Home equity1,185 0.10%
Added a weighted-average contractual term of 23.6 years to the life of the loans and reduced the weighted-average interest rate from 7.25% to 6.88%
Total$26,371 
Term Extension and Other Than Insignificant Payment Delay
Commercial real estate$22,248 0.34%
Modification on one loan included an interest rate reduction from 5.91% to 5.50% and payment deferral of 13 months
Total$22,248 
Total Outstanding Modified$75,427 
Three Months Ended June 30, 2024
Amortized Cost Basis% of Total Class of Financing ReceivableFinancial Effect
(Dollars in thousands)
Term Extension
Commercial and industrial$12,667 0.42 %
Added a weighted-average contractual term of 2.3 years to the life of the loans
Commercial real estate28,239 0.42 %
Added a weighted-average contractual term of 5 months to the life of the loans
Commercial construction4,452 0.57 %
Extended contractual term on one loan by 12 months
Residential real estate298 0.01 %
Extended contractual term on one loan by 6.2 years
Total$45,656 
Interest Rate Reduction
Home equity$65 0.01 %
Reduced contractual rate on one loan from 7.99% to 7.00%
Total$65 
Term Extension and Interest Rate Reduction
Small business$36 0.01 %
Extended the contractual term on one loan by 2.5 years and reduced the loan’s contractual interest rate from 10.25% to 6.50%
Total$36 
Total Outstanding Modified$45,757 
Six Months Ended June 30, 2024
Amortized Cost Basis% of Total Class of Financing ReceivableFinancial Effect
(Dollars in thousands)
Term Extension
Commercial and industrial$12,670 0.42 %
Added a weighted-average contractual term of 2.3 years to the life of the loans
Commercial real estate31,614 0.47 %
Added a weighted-average contractual term of 5 months to the life of the loans
Commercial construction6,542 0.83 %
Added a weighted-average contractual term of 10 months to the life of the loans
Residential real estate298 0.01 %
Extended the contractual term on one loan by 6.2 years
Total$51,124 
Interest Rate Reduction
Small business$47 0.02 %
Reduced contractual rate on one loan from 11.00% to 8.20%
Home equity65 0.01 %
Reduced contractual rate on one loan from 7.99% to 7.00%
Total$112 
Other Than Insignificant Payment Delay
Commercial and industrial$8,159 0.27 %Modification was made with minimal financial effect
Total$8,159 
Term Extension and Interest Rate Reduction
Commercial and industrial$152 0.01 %
Extended the contractual term on one loan by 1.5 years and reduced the interest rate from 10.10% to 7.20%
Small business36 0.01 %
Extended the contractual term on one loan by 2.5 years and reduced the interest rate on one loan from 10.25% to 6.50%
Home equity70 0.01 %
Extended the contractual term on one loan by 8.1 years and reduced the interest rate from 10.00% to 6.80%
Total$258 
Total Outstanding Modified$59,653