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LOANS, ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Receivables [Abstract]    
Schedule of Internal Risk-Rating Categories for the Company's Commercial Portfolio
 December 31, 2024
20242023202220212020PriorRevolving LoansRevolving converted to TermTotal (1)
 (Dollars in thousands)
Commercial and
industrial
Pass $690,411 $302,384 $351,296 $243,361 $166,779 $504,804 $623,730 $1,117 $2,883,882 
Special Mention18,600 554 2,394 10,610 871 2,458 40,927 — 76,414 
Substandard16,933 4,195 5,276 27,641 139 22 21,517 — 75,723 
Doubtful— — — — — — 11,652 — 11,652 
Loss— — — — — — — — — 
Total commercial and industrial$725,944 $307,133 $358,966 $281,612 $167,789 $507,284 $697,826 $1,117 $3,047,671 
Current-period gross write-offs$— $— $— $— $— $— $5,897 $— $5,897 
Commercial real estate
Pass $774,331 $866,492 $907,629 $1,036,174 $997,858 $1,823,148 $98,473 $241 $6,504,346 
Special Mention16,243 5,935 — 760 — 60,184 198 — 83,320 
Substandard53,532 13,017 12,967 10,145 916 5,836 — — 96,413 
Doubtful— 53,752 — 11,660 — 7,217 — — 72,629 
Loss— — — — — — — — — 
Total commercial real estate$844,106 $939,196 $920,596 $1,058,739 $998,774 $1,896,385 $98,671 $241 $6,756,708 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Commercial construction
Pass $288,979 $173,856 $130,245 $62,972 $— $24,583 $32,077 $1,756 $714,468 
Special Mention— 2,316 15,622 9,078 — — — — 27,016 
Substandard31,549 — 9,045 — — — — — 40,594 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total commercial construction$320,528 $176,172 $154,912 $72,050 $— $24,583 $32,077 $1,756 $782,078 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Small business
Pass $56,869 $44,676 $43,925 $32,858 $21,527 $26,457 $52,919 $1 $279,232 
Special Mention— 102 16 114 93 218 607 — 1,150 
Substandard199 259 63 1 180 329 368 — 1,399 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total small business$57,068 $45,037 $44,004 $32,973 $21,800 $27,004 $53,894 $1 $281,781 
Current-period gross write-offs$48 $39 $35 $54 $— $— $520 $— $696 
Residential real estate
Pass$197,985 $472,546 $607,105 $381,182 $173,047 $625,111 $— $— $2,456,976 
Default— 209 636 373 742 1,664 — — 3,624 
Total residential real estate$197,985 $472,755 $607,741 $381,555 $173,789 $626,775 $— $— $2,460,600 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Home equity
Pass$14,888 $24,020 $32,577 $49,290 $45,322 $127,029 $829,688 $16,229 $1,139,043 
Default— — — — — 226 803 96 1,125 
Total home equity$14,888 $24,020 $32,577 $49,290 $45,322 $127,255 $830,491 $16,325 $1,140,168 
Current-period gross write-offs$— $— $— $— $— $— $241 $139 $380 
Other consumer (2)
Pass$651 $445 $151 $599 $211 $1,158 $36,157 $— $39,372 
Default— — — — — — — — — 
Total other consumer$651 $445 $151 $599 $211 $1,158 $36,157 $— $39,372 
Current-period gross write-offs$3,339 $— $— $— $— $19 $16 $— $3,374 
Total$2,161,170 $1,964,758 $2,118,947 $1,876,818 $1,407,685 $3,210,444 $1,749,116 $19,440 $14,508,378 
Total current-period gross write-offs$3,387 $39 $35 $54 $— $19 $6,674 $139 $10,347 
December 31, 2023
20232022202120202019PriorRevolving LoansRevolving converted to TermTotal (1)
(Dollars in thousands)
Commercial and
industrial
Pass$495,341 $416,975 $291,956 $205,587 $130,524 $478,736 $695,539 $90 $2,714,748 
Special Mention10,101 12,998 30,718 10,427 1,746 62,394 28,218 — 156,602 
Substandard8,644 1,329 902 3,751 2,626 4,493 32,728 — 54,473 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total commercial and industrial$514,086 $431,302 $323,576 $219,765 $134,896 $545,623 $756,485 $90 $2,925,823 
Current-period gross write-offs$— $91 $— $— $— $34 $23,439 $— $23,564 
Commercial real estate
Pass$951,249 $945,049 $1,095,168 $1,135,865 $507,403 $1,710,045 $76,759 $3,359 $6,424,897 
Special Mention56,424 25,180 21,365 12,199 135 56,253 — — 171,556 
Substandard30,525 18,321 22,844 916 6,172 12,090 — — 90,868 
Doubtful— — — — 8,350 — — — 8,350 
Loss— — — — — — — — — 
Total commercial real estate$1,038,198 $988,550 $1,139,377 $1,148,980 $522,060 $1,778,388 $76,759 $3,359 $6,695,671 
Current-period gross write-offs$— $5,072 $— $— $2,783 $— $— $— $7,855 
Commercial construction
Pass$180,045 $381,352 $127,431 $44,953 $23,823 $1,561 $17,503 $— $776,668 
Special Mention12,106 — 5,292 — — — — — 17,398 
Substandard10,955 26,146 18,419 — — — — — 55,520 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total commercial construction$203,106 $407,498 $151,142 $44,953 $23,823 $1,561 $17,503 $— $849,586 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Small business
Pass$50,734 $51,157 $39,435 $25,643 $12,944 $22,412 $46,130 $— $248,455 
Special Mention— — — 154 — 184 314 — 652 
Substandard530 282 90 475 — 669 803 — 2,849 
Doubtful— — — — — — — — — 
Loss— — — — — — — — — 
Total small business$51,264 $51,439 $39,525 $26,272 $12,944 $23,265 $47,247 $— $251,956 
Current-period gross write-offs$— $— $54 $40 $— $— $390 $— $484 
Residential real estate
Pass$505,517 $638,223 $405,386 $184,833 $88,473 $598,562 $— $— $2,420,994 
Default— — — — 854 2,906 — — 3,760 
Total residential real estate$505,517 $638,223 $405,386 $184,833 $89,327 $601,468 $— $— $2,424,754 
Current-period gross write-offs$— $— $— $— $— $— $— $— $— 
Home equity
Pass$28,903 $38,401 $54,944 $49,803 $29,103 $121,286 $770,074 $4,583 $1,097,097 
Default— — — — — 63 324 142 529 
Total home equity$28,903 $38,401 $54,944 $49,803 $29,103 $121,349 $770,398 $4,725 $1,097,626 
Current-period gross write-offs$— $— $— $— $— $— $47 $— $47 
Other consumer (2)
Pass$639 $263 $1,178 $706 $256 $1,835 $27,769 $— $32,646 
Default— — — — 1 — 7 — 8 
Total other consumer$639 $263 $1,178 $706 $257 $1,835 $27,776 $— $32,654 
Current-period gross write-offs$2,766 $— $— $— $— $49 $17 $— $2,832 
Total$2,341,713 $2,555,676 $2,115,128 $1,675,312 $812,410 $3,073,489 $1,696,168 $8,174 $14,278,070 
Total current-period gross write-offs$2,766 $5,163 $54 $40 $2,783 $83 $23,893 $— $34,782 
(1)Loans origination dates in the tables above reflect the original date, or the date of a material modification of a previously originated loan, for both organic originations and acquired loans.
(2)Other consumer portfolio is inclusive of deposit account overdrafts recorded as loan balances and the associated gross write-offs.
  
Financing Receivable Credit Quality Indicators for Consumer and Residential Portfolio's
December 31
2024		December 31
2023
Residential portfolio
FICO score (re-scored)(1)755 754 
LTV (re-valued)(2)57.9 %59.8 %
Home equity portfolio
FICO score (re-scored)(1)769 770 
LTV (re-valued)(2)(3)43.9 %43.3 %
(1)The average FICO scores at December 31, 2024 are based upon rescores from December 2024, as available for previously originated loans, or origination score data for loans booked in December 2024.  The average FICO scores at December 31, 2023 were based upon rescores from December 2023, as available for previously originated loans, or origination score data for loans booked in December 2023.
(2)The combined LTV ratios for December 31, 2024 are based upon updated automated valuations as of November 2024, when available, and/or the most current valuation data available.  The combined LTV ratios for December 31, 2023 were based upon updated automated valuations as of November 2023, when available, and/or the most current valuation data available as of such date.  The updated automated valuations provide new information on loans that may be available since the previous valuation was obtained.  If no new information is available, the valuation will default to the previously obtained data or most recent appraisal.
(3)For home equity loans and lines in a subordinate lien, the LTV data represents a combined LTV, taking into account the senior lien data for loans and lines.
  
Financing Receivable, Nonaccrual
The following table shows information regarding nonaccrual loans at the dates indicated:
Nonaccrual Balances
December 31, 2024December 31, 2023
With Allowance for Credit LossesWithout Allowance for Credit Losses (1)Total With Allowance for Credit LossesWithout Allowance for Credit Losses (1)Total
 (Dollars in thousands)
Commercial and industrial$2,500 $11,652 $14,152 $26,507 $298 $26,805 
Commercial real estate67,126 7,217 74,343 5,294 11,041 16,335 
Small business302 — 302 394 4 398 
Residential real estate10,243 — 10,243 7,634 — 7,634 
Home equity2,479 — 2,479 3,171 — 3,171 
Other consumer10 — 10 40 — 40 
Total nonaccrual loans$82,660 $18,869 $101,529 $43,040 $11,343 $54,383 
(1)Nonaccrual balances reported above without an allowance for credit losses are attributable to loans evaluated on an individual basis where it was determined that there was no risk of loss due to sufficient underlying collateral values.
  
Schedule of the Age Analysis of Past Due Financing Receivables
The following tables show the age analysis of past due financing receivables at the dates indicated:
 December 31, 2024
 30-59 days60-89 days90 days or moreTotal Past Due Total
Financing
Receivables (2)
 Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Current
 (Dollars in thousands)
Commercial and industrial120 $5,807 1 $5 5 $13,843 126 $19,655 $3,028,016 $3,047,671 
Commercial real estate3 33,087 — — 3 20,458 6 53,545 6,703,163 6,756,708 
Commercial construction— — — — — — — — 782,078 782,078 
Small business6 830 4 24 3 29 13 883 280,898 281,781 
Residential real estate27 6,310 9 1,401 10 2,224 46 9,935 2,450,665 2,460,600 
Home equity9 1,046 11 764 10 1,126 30 2,936 1,137,232 1,140,168 
Other consumer (1)596 441 3 7 6 6 605 454 38,918 39,372 
Total761 $47,521 28 $2,201 37 $37,686 826 $87,408 $14,420,970 $14,508,378 
 December 31, 2023
 30-59 days60-89 days90 days or moreTotal Past Due Total
Financing
Receivables (2)
 Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Number
of Loans		Principal
Balance		Current
 (Dollars in thousands)
Commercial and industrial7 $785 1 $17,538 2 $673 10 $18,996 $2,906,827 $2,925,823 
Commercial real estate7 14,287 2 8,419 3 7,279 12 29,985 6,665,686 6,695,671 
Commercial construction— — — — — — — — 849,586 849,586 
Small business6 400 1 20 6 243 13 663 251,293 251,956 
Residential real estate24 6,216 7 2,187 13 1,573 44 9,976 2,414,778 2,424,754 
Home equity23 1,640 4 1,238 10 529 37 3,407 1,094,219 1,097,626 
Other consumer (1)413 288 14 31 6 8 433 327 32,327 32,654 
Total480 $23,616 29 $29,433 40 $10,305 549 $63,354 $14,214,716 $14,278,070 
(1)Other consumer portfolio is inclusive of deposit account overdrafts recorded as loan balances.
(2)The amount of net unamortized deferred fees/costs on originated loans included in the ending balance was $6.1 million and $6.4 million at December 31, 2024, and December 31, 2023, respectively. Net unamortized discounts on acquired loans included in the ending balance was $8.1 million and $8.6 million at December 31, 2024 and 2023, respectively.
  
Foreclosed Residential Real Estate Property
The following table shows information regarding foreclosed residential real estate property at the dates indicated:
December 31, 2024December 31, 2023
(Dollars in thousands)
Foreclosed residential real estate property held by the creditor$— $110 
Recorded investment in mortgage loans collateralized by residential real estate property that are in the process of foreclosure$1,301 $1,697 
  
Financing Receivable, Modified, Subsequent Default   The table below shows the amortized cost basis of financing receivables modified during the twelve months ended December 31, 2023 that subsequently defaulted:
Term ExtensionCombination - Term Extension and Other Than Insignificant Payment DelayTotal
Commercial and industrial$374 $6,505 $6,879 
Commercial real estate136 — 136 
Total$510 $6,505 $7,015 
Schedule of Debtor Troubled Debt Restructuring, Current Period
The following table shows the TDRs which occurred for the period indicated and the change in the recorded investment subsequent to the modifications occurring:
Year Ended December 31, 2022
Number of ContractsPre-Modification Outstanding Recorded InvestmentPost-Modification Outstanding Recorded Investment
(Dollars in thousands)
Commercial and industrial4 $3,466 $3,465 
Commercial real estate1 7,850 7,850 
Total 5 $11,316 $11,315