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Subsequent Events (Notes)
3 Months Ended
Mar. 31, 2020
Subsequent Events [Abstract]  
Subsequent Events [Text Block] SUBSEQUENT EVENTS

Subsequent to March 31, 2020 the Company participated in the government-sponsored Payroll Protection Program ("PPP"), helping to deploy stimulus funds to small businesses within the community. As of the filing date, the Company has processed loans, with an aggregate dollar value of $818.9 million. The average and median loan sizes of the PPP loans for which the Company has obtained an SBA guarantee are approximately $160,000 and $41,000, respectively. Additionally, the Company anticipates receiving $25.9 million in process fee income for the loans that have been issued under the PPP, which will be deferred through net interest income over the life of the loans.

Additionally, the Company has been offering needs based payment relief options for commercial and small business loans, residential mortgages, and home equity loans and lines of credit and monitors loan modification requests daily. These modifications will not be accounted as TDRs if the borrower was in compliance with the terms of their loans as of December 31, 2019. The following table summarizes the loan modification requests through the date of this filing which are anticipated to be approved:
Loan Modification Requests by Loan Category:
 
 
# of Loans
 
% of Total Loans (#)
 
Balance as of March 31, 2020
 
% of Total Loans ($)
 
 
 
 
 
 
(Dollars in thousands)
Commercial and industrial
 
308

 
0.69
%
 
$
163,889

 
1.84
%
Commercial real estate
 
557

 
1.27
%
 
967,643

 
10.86
%
Construction
 
19

 
0.04
%
 
37,811

 
0.42
%
Small Business
 
289

 
0.65
%
 
21,781

 
0.24
%
Residential real estate
 
438

 
0.99
%
 
185,530

 
2.08
%
Home equity
 
308

 
0.69
%
 
44,695

 
0.50
%
Other consumer
 
22

 
0.05
%
 
559

 
0.01
%
Total
 
1,941

 
4.38
%
 
$
1,421,908

 
15.95
%