INCOME TAXES (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Tax Expense related to a change in tax law	$ 0	$ 0	$ 466,000
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount	116,000
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	(10,000)	24,000	$ 18,000
Deferred Tax Assets, Operating Loss Carryforwards	$ 2,546,000	$ 170,000
Computed statutory federal income tax provision	21.00%	21.00%	35.00%
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 43,000	$ 53,000	$ 29,000
Operating Loss Carryforwards	11,200,000
Net Deferred Tax Asset [Member]
Tax Expense related to a change in tax law		$ 71,000	1,900,000
Investments in Low Income Housing Projects [Member]
Tax Expense related to a change in tax law			$ 466,000
Deferred Tax Assets, Operating Loss Carryforwards	$ 187,000