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Consolidated Balance Sheets (Unaudited) - USD ($)
Sep. 30, 2017
Dec. 31, 2016
Assets    
Cash and due from banks $ 100,404,000 $ 97,196,000
Interest-earning deposits with banks 158,861,000 191,899,000
Securities    
Securities - trading 1,298,000 804,000
Securities - available for sale 429,125,000 363,644,000
Securities - held to maturity (fair value $479,662 and $485,650) 478,798,000 487,076,000
Total securities 909,221,000 851,524,000
Loans held for sale (at fair value) 5,459,000 6,139,000
Loans    
Commercial and industrial 858,522,000 902,053,000
Commercial real estate 3,087,160,000 3,010,798,000
Commercial construction 395,267,000 320,391,000
Small business 130,656,000 122,726,000
Residential real estate 756,130,000 644,426,000
Home equity - first position 615,132,000 577,006,000
Home equity - subordinate positions 437,163,000 411,141,000
Other consumer 9,872,000 11,064,000
Total loans 6,289,902,000 5,999,605,000
Less: allowance for loan losses (59,710,000) (61,566,000)
Net loans 6,230,192,000 5,938,039,000
Federal Home Loan Bank stock 11,597,000 11,497,000
Bank premises and equipment, net 94,906,000 78,480,000
Goodwill 231,806,000 221,526,000
Other intangible assets 10,299,000 9,848,000
Cash surrender value of life insurance policies 150,352,000 144,503,000
Other real estate owned and other foreclosed assets 2,898,000 4,173,000
Other assets 146,924,000 154,551,000
Total assets 8,052,919,000 7,709,375,000
Deposits    
Demand deposits 2,183,760,000 2,057,086,000
Savings and interest checking accounts 2,568,620,000 2,469,237,000
Money market 1,302,662,000 1,236,778,000
Time certificates of deposit of $100,000 and over 260,404,000 266,190,000
Other time certificates of deposits 367,496,000 382,962,000
Total deposits 6,682,942,000 6,412,253,000
Borrowings    
Federal Home Loan Bank borrowings 53,272,000 50,819,000
Customer repurchase agreements 179,670,000 176,913,000
Junior subordinated debentures (less unamortized debt issuance costs of $127 and $136) 73,071,000 73,107,000
Subordinated debentures (less unamortized debt issuance costs of $330 and $365) 34,670,000 34,635,000
Total borrowings 340,683,000 335,474,000
Other liabilities 98,070,000 96,958,000
Total liabilities 7,121,695,000 6,844,685,000
Commitments and contingencies 0 0
Stockholders' equity    
Preferred stock, $.01 par value, authorized: 1,000,000 shares, outstanding: none 0 0
Common stock, $.01 par value, authorized: 75,000,000 shares, issued and outstanding: 27,437,791 shares at September 30, 2017 and 27,005,813 shares at December 31, 2016 (includes 184,846 and 212,698 shares of unvested participating restricted stock awards, respectively) 273,000 268,000
Value of shares held in rabbi trust at cost: 163,777 shares at September 30, 2017 and 170,036 shares at December 31, 2016 (4,505,000) (4,277,000)
Deferred compensation and other retirement benefit obligations 4,505,000 4,277,000
Additional paid in capital 477,877,000 451,664,000
Retained earnings 452,658,000 414,095,000
Accumulated other comprehensive income (loss), net of tax 416,000 (1,337,000)
Total stockholders’ equity 931,224,000 864,690,000
Total liabilities and stockholders' equity $ 8,052,919,000 $ 7,709,375,000