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Consolidated Balance Sheets (Unaudited) - USD ($)
Sep. 30, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 92,185,000 $ 84,813,000
Interest-earning deposits with banks 265,618,000 190,952,000
Securities    
Trading Securities 809,000 356,000
Securities - available for sale 387,008,000 367,249,000
Securities - held to maturity (fair value $441,834 and $478,749) 430,763,000 477,507,000
Total securities 818,580,000 845,112,000
Loans held for sale 13,334,000 5,990,000
Loans    
Loans Receivable, Gross, Commercial and Industrial 857,713,000 843,276,000
Loans Receivable, Gross, Commercial, Mortgage 2,787,660,000 2,653,434,000
Loans Receivable, Gross, Commercial, Construction 376,245,000 373,368,000
Small Business 115,054,000 96,246,000
Loans and Leases Receivable, Gross, Consumer, Mortgage 632,685,000 638,606,000
Loans and Leases Receivable Consumer Home Equity in First Position 559,867,000 543,092,000
Loans and Leases Receivable Consumer Home Equity in Subordinated Position 405,245,000 384,711,000
Loans and Leases Receivable, Gross, Consumer, Other 11,664,000 14,988,000
Loans and Leases Receivable, Gross 5,746,133,000 5,547,721,000
Less: allowance for loan losses (58,205,000) (55,825,000)
Net loans 5,687,928,000 5,491,896,000
Federal Home Loan Bank stock 11,304,000 14,431,000
Bank premises and equipment, net 76,429,000 75,663,000
Goodwill 201,083,000 201,083,000
Other intangible assets 9,751,000 11,826,000
Cash surrender value of life insurance policies 137,723,000 134,627,000
Other real estate owned and other foreclosed assets 1,798,000 2,159,000
Other assets 186,276,000 150,917,000
Total assets 7,502,009,000 7,209,469,000
Deposits    
Demand deposits 2,024,235,000 1,846,593,000
Savings and interest checking accounts 2,417,195,000 2,370,141,000
Money market 1,198,959,000 1,089,139,000
Time certificates of deposit of $100,000 and over 257,638,000 274,701,000
Other time certificates of deposits 371,433,000 410,129,000
Total deposits 6,269,460,000 5,990,703,000
Borrowings    
Federal Home Loan Bank borrowings(c) 50,826,000 102,080,000
Customer Repurchase Agreements and other short-term borrowings 140,914,000 133,958,000
Junior subordinated debentures (less unamortized debt issuance costs of $141 and $158) 73,157,000 73,306,000
Subordinated debentures (less unamortized debt issuance costs of $376 and $411) 34,624,000 34,589,000
Total borrowings 299,521,000 343,933,000
Other liabilities 114,786,000 103,370,000
Total liabilities 6,683,767,000 6,438,006,000
Commitments and contingencies  
Stockholders' equity    
Preferred stock, $.01 par value. authorized: 1,000,000 shares, outstanding: none 0 0
Common Stock, $.01 par value. Authorized: 75,000,000; Issued and Outstanding : 26,293,565 shares at March 31, 2016 and 26,236,352 Shares at December 31, 2015 (includes 223,753 and 230,900 shares of unvested participating restricted stock awards, respectively) 261,000 260,000
Shares held in rabbi trust at cost: 169,075 shares at September 30, 2016 and 173,378 shares at December 31, 2015 (4,199,000) (3,958,000)
Deferred Compensation Equity 4,199,000 3,958,000
Additional paid in capital 409,731,000 405,486,000
Retained earnings 404,750,000 368,169,000
Accumulated other comprehensive income (loss), net of tax 3,500,000 (2,452,000)
Total stockholders’ equity 818,242,000 771,463,000
Total liabilities and stockholders' equity $ 7,502,009,000 $ 7,209,469,000