TRANSACTIONS WITH RELATED PARTIES (Notes)

12 Months Ended

Dec. 31, 2015

Related Party Transactions [Abstract]

Related Party Transactions Disclosure [Text Block]

TRANSACTIONS WITH RELATED PARTIES

Certain directors and officers (including their affiliates, certain family members and entities in which they are principal owners) of the Company are customers of and have had, and are expected to have, transactions with the Company, within the ordinary course of business.  These transactions include, but are not limited to, lending activities, deposit services, investment management, and property lease commitments.  In the opinion of management, such transactions are consistent with prudent banking practices and are within applicable banking regulations.  Further details relating to certain related party transactions are outlined below:

Lending Activities

The following information represents annual activity of loans to related parties for the periods indicated:

	2015			2014
	(Dollars in thousands)
Principal balance of loans outstanding at beginning of year	$	25,994		$	52,510
Loan advances	9,268			21,310
Loan payments/payoffs	(10,609		)	(21,913		)
Reduction for former directors (1)	—			(25,913		)
Principal balance of loans outstanding at end of year	$	24,653		$	25,994

(1) Amounts relate to loans to individuals who are no longer current directors of the Company and therefore are not deemed to be an insider.

At December 31, 2015 and 2014 there were no loans to related parties which were past due, on nonaccrual status or that had been restructured as part of a troubled debt restructuring.

Deposits

At December 31, 2015 and 2014 the amount of deposit balances to related parties totaled $13.9 million and $8.7 million, respectively.

Lease Commitments

Leases with related parties required rental payments of approximately $278,000 and $268,000 during the years ended December 31, 2014 and 2013, respectively.  There were no such leases during the year ended December 31, 2015.