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Consolidated Balance Sheets - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 84,813,000 $ 143,342,000
Interest-earning deposits with banks 190,952,000 34,912,000
Securities    
Trading Securities 356,000 0
Securities - available for sale 367,249,000 348,554,000
Securities - held to maturity (fair value $478,749 and $379,699) 477,507,000 375,453,000
Total securities 845,112,000 724,007,000
Loans held for sale (at fair value) 5,990,000 6,888,000
Loans    
Commercial and industrial 843,276,000 860,839,000
Commercial real estate 2,653,434,000 2,347,323,000
Commercial construction 373,368,000 265,994,000
Small business 96,246,000 85,247,000
Residential real estate 638,606,000 530,259,000
Loans and Leases Receivable Consumer Home Equity in First Position 543,092,000 513,518,000
Loans and Leases Receivable Consumer Home Equity in Subordinate Position 384,711,000 350,345,000
Other consumer 14,988,000 17,208,000
Total loans 5,547,721,000 4,970,733,000
Less: allowance for loan losses (55,825,000) (55,100,000)
Net loans 5,491,896,000 4,915,633,000
Federal Home Loan Bank stock 14,431,000 33,233,000
Bank premises and equipment, net 75,663,000 64,074,000
Goodwill 201,083,000 170,421,000
Other intangible assets 11,826,000 9,885,000
Cash surrender value of life insurance policies 134,627,000 109,854,000
Other real estate owned and other foreclosed assets 2,159,000 7,743,000
Other assets 151,486,000 144,920,000
Total assets 7,210,038,000 6,364,912,000
Deposits    
Demand deposits 1,846,593,000 1,462,200,000
Savings and interest checking accounts 2,370,141,000 2,108,486,000
Money market 1,089,139,000 990,160,000
Time certificates of deposit of $100,000 and over 274,701,000 254,718,000
Other time certificates of deposits 410,129,000 394,902,000
Total deposits 5,990,703,000 5,210,466,000
Borrowings    
Advances from Federal Home Loan Banks 102,080,000 70,080,000
Customer Repurchase Agreements and other short-term borrowings 133,958,000 147,890,000
Wholesale repurchase agreements 0 50,000,000
Junior subordinated debentures 73,464,000 73,685,000
Subordinated debentures 35,000,000 65,000,000
Total borrowings 344,502,000 406,655,000
Other liabilities 103,370,000 107,264,000
Total liabilities $ 6,438,575,000 $ 5,724,385,000
Commitments and contingencies
Stockholders' Equity    
Preferred stock, $.01 par value. authorized: 1,000,000 shares, outstanding: none $ 0 $ 0
Common stock, $.01 par value. authorized: 75,000,000 shares, issued and outstanding: 26,236,352 shares at December 31, 2015 and 23,998,738 shares at December 31, 2014 (includes 230,900 and 254,500 shares of unvested participating restricted stock awards, respectively) 260,000 237,000
Shares held in rabbi trust at cost: 173,378 shares at December 31, 2015 and 176,849 shares at December 31, 2014 3,958,000 3,666,000
Deferred compensation obligation 3,958,000 3,666,000
Additional paid in capital 405,486,000 311,978,000
Retained earnings 368,169,000 330,444,000
Accumulated other comprehensive loss, net of tax (2,452,000) (2,132,000)
Total stockholders' equity 771,463,000 640,527,000
Liabilities and Equity $ 7,210,038,000 $ 6,364,912,000