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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
ASSETS    
CASH AND DUE FROM BANKS $ 66,690 $ 58,301
INTEREST EARNING DEPOSITS WITH BANKS 111,703 179,203
SECURITIES:    
Trading Securities 0 8,240
Securities Available for Sale 323,156 305,332
Securities Held to Maturity (fair value $195,454 and $211,494) 186,842 204,956
TOTAL SECURITIES 509,998 518,528
LOANS HELD FOR SALE (at fair value) 42,393 20,500
LOANS:    
Commercial and Industrial 653,861 575,716
Commercial Real Estate 1,939,245 1,847,654
Commercial Construction 175,731 128,904
Small Business 78,794 78,509
Residential Real Estate 375,660 416,570
Residential Construction 9,288 9,631
Home Equity - 1st Position 485,605 381,766
Home Equity - 2nd Position 308,770 314,297
Consumer - Other 29,181 41,343
TOTAL LOANS 4,056,135 [1] 3,794,390 [1]
Less: Allowance for Loan Losses (49,746) (48,260)
NET LOANS 4,006,389 3,746,130
FEDERAL HOME LOAN BANK STOCK 33,564 35,854
BANK PREMISES AND EQUIPMENT, NET 49,100 48,252
GOODWILL 127,847 130,074
IDENTIFIABLE INTANGIBLE ASSETS 9,446 10,648
CASH SURRENDER VALUE OF LIFE INSURANCE POLICIES 86,980 86,137
OTHER REAL ESTATE OWNED & OTHER FORECLOSED ASSETS 8,927 6,924
OTHER ASSETS 139,057 129,689
TOTAL ASSETS 5,192,094 4,970,240
DEPOSITS:    
Demand Deposits 1,110,266 992,418
Savings and Interest Checking Accounts 1,536,439 1,473,812
Money Market 840,723 780,437
Time Certificates of Deposit Over $100,000 248,061 225,099
Other Time Certificates of Deposits 382,358 405,063
TOTAL DEPOSITS 4,117,847 3,876,829
BORROWINGS:    
Federal Home Loan Bank and Other Borrowings 189,464 229,701
Wholesale Repurchase Agreements 50,000 50,000
Customer Repurchase Agreements 158,578 166,128
Junior Subordinated Debentures 61,857 61,857
Subordinated Debentures 30,000 30,000
TOTAL BORROWINGS 489,899 537,686
OTHER LIABILITIES 91,383 86,668
TOTAL LIABILITIES 4,699,129 4,501,183
COMMITMENTS AND CONTINGENCIES      
STOCKHOLDERS' EQUITY:    
Preferred Stock, $.01 par value. Authorized: 1,000,000 Shares Outstanding: None      
Common Stock, $.01 par value. Authorized: 75,000,000; Issued and Outstanding : 21,666,926 Shares at September 30, 2012 and 21,499,768 Shares at December 31, 2011 (includes 263,124 and 235,540 shares of unvested participating restricted stock awards, respectively) 214 213
Shares Held in Rabbi Trust at Cost 179,004 Shares at September 30, 2012 and 180,058 Shares at December 31, 2011 (3,103) (2,980)
Deferred Compensation Obligation 3,103 2,980
Additional Paid in Capital 237,859 233,878
Retained Earnings 258,481 239,452
Accumulated Other Comprehensive Loss, Net of Tax (3,589) (4,486)
TOTAL STOCKHOLDERS' EQUITY 492,965 469,057
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 5,192,094 $ 4,970,240
[1] The amount of deferred fees included in the ending balance was $3.2 million and $2.9 million at September 30, 2012 and December 31, 2011, respectively.