The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS MID CAP ETF 464287499 501 10,773 SH   SOLE 0 10,773 0 0
ISHARES TR GNMA BOND ETF 46429B333 592 12,154 SH   SOLE 0 12,154 0 0
VANGUARD GROUP DIV APP ETF 921908844 1,377 14,056 SH   SOLE 0 14,056 0 0
ISHARES TR CORE S&P US VLU ETF 464287663 729 14,859 SH   SOLE 0 14,859 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,529 15,315 SH   SOLE 0 15,315 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 667 17,078 SH   SOLE 0 17,078 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,354 20,689 SH   SOLE 0 20,689 0 0
ISHARES TR AGENCY BOND ETF 464288166 2,487 22,184 SH   SOLE 0 22,184 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,326 22,685 SH   SOLE 0 22,685 0 0
ISHARES TR CRE U S REIT ETF 464288521 1,318 29,392 SH   SOLE 0 29,392 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK ETF 78463X509 1,002 30,955 SH   SOLE 0 30,955 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF 78464A805 995 32,191 SH   SOLE 0 32,191 0 0
ISHARES TR 0-5YR HI YL CP ETF 46434V407 1,522 34,154 SH   SOLE 0 34,154 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE ETF 78464A649 992 35,621 SH   SOLE 0 35,621 0 0
FIRST TR NASDAQ100 TECH INDE ETF 337345102 2,488 36,550 SH   SOLE 0 36,550 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 5,046 48,559 SH   SOLE 0 48,559 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,563 49,727 SH   SOLE 0 49,727 0 0
INVESCO EXCHNG TRADED FD TR FRONTIER MKTS ETF 46138E776 768 63,046 SH   SOLE 0 63,046 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD ETF 78463X889 1,855 70,149 SH   SOLE 0 70,149 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 8,984 113,419 SH   SOLE 0 113,419 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,700 141,944 SH   SOLE 0 141,944 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,696 143,439 SH   SOLE 0 143,439 0 0
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 22,718 178,000 SH   SOLE 0 178,000 0 0
ISHARES INC MSCI FRNTR100ETF ETF 464286145 4,696 179,579 SH   SOLE 0 179,579 0 0
ISHARES TR EXPONENTIAL TECH ETF 46434V381 6,151 184,946 SH   SOLE 0 184,946 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,292 217,627 SH   SOLE 0 217,627 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ETF 922042775 16,040 351,902 SH   SOLE 0 351,902 0 0