Condensed Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and demand balances in other banks	$ 15,798	$ 10,623
Interest bearing balances with banks	91,428	95,599
Federal funds sold	366	0
Total cash and cash equivalents	107,592	106,222
Securities available for sale	173,197	124,544
FHLB Stock	2,571	2,788
Loans held for sale	8,290	10,289
Portfolio loans	563,702	591,985
Less allowance for loan losses	20,633	25,163
Net portfolio loans	543,069	566,822
Premises and equipment, net	10,795	11,241
Bank-owned life insurance	13,819	13,391
Accrued interest receivable and other assets	25,676	26,413
Total Assets	885,009	861,710
Deposits
Noninterest bearing deposits	139,346	113,206
Interest bearing deposits	625,510	620,792
Total deposits	764,856	733,998
Short term borrowings	0	1,234
Other borrowings	24,035	30,321
Accrued interest payable and other liabilities	2,344	3,453
Total Liabilities	791,235	769,006
Commitments and Contingent Liabilities
Shareholders' Equity
Preferred stock, no par value; 2,000,000 shares authorized, 20,600 shares outstanding in 2011 and 2010	20,364	20,258
Common stock and paid in capital, no par value; 30,000,000 shares authorized; 12,697,265 and 12,667,111 shares issued and outstanding at December 31, 2011 and 2010	85,505	85,351
Accumulated deficit	(13,746)	(13,526)
Accumulated other comprehensive income, net of tax	1,651	621
Total Shareholders' Equity	93,774	92,704
Total Liabilities and Shareholders' Equity	$ 885,009	$ 861,710