CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 25,563	$ 29,552
Interest-bearing deposits with banks	170,179	108,140
Cash and cash equivalents	195,742	137,692
Debt securities available-for-sale, at fair value	773,206	698,049
Debt securities held-to-maturity (fair value of $442,064 at 2025 and $445,186 at 2024)	481,942	499,858
Equity securities with readily determinable fair value	3,346	3,315
Equity securities with no readily determinable fair value	2,609	2,629
Restricted stock, at cost	4,979	5,086
Loans held for sale	2,316	1,586
Loans, before allowance for credit losses	3,348,211	3,466,146
Allowance for credit losses	(41,659)	(42,044)
Loans, net of allowance for credit losses	3,306,552	3,424,102
Bank owned life insurance	24,320	23,989
Bank premises and equipment, net	68,523	66,758
Bank premises held for sale	140	317
Foreclosed assets	890	367
Goodwill	59,820	59,820
Intangible assets, net	16,454	17,843
Mortgage servicing rights, at fair value	17,768	18,827
Investments in unconsolidated subsidiaries	1,614	1,614
Accrued interest receivable	20,624	24,770
Other assets	37,553	46,280
Total assets	5,018,398	5,032,902
Deposits:
Noninterest-bearing	1,034,387	1,046,405
Interest-bearing	3,272,144	3,271,849
Total deposits	4,306,531	4,318,254
Securities sold under agreements to repurchase	556	28,969
Federal Home Loan Bank advances	7,240	13,231
Subordinated notes	39,593	39,553
Junior subordinated debentures issued to capital trusts	52,879	52,849
Other liabilities	30,702	35,441
Total liabilities	4,437,501	4,488,297
COMMITMENTS AND CONTINGENCIES (Note 14)
Stockholders' Equity
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $0.01 par value; 125,000,000 shares authorized; shares issued of 32,899,104 at 2025 and 32,827,039 at 2024; shares outstanding of 31,495,434 at 2025 and 31,559,366 at 2024	329	328
Surplus	297,479	297,297
Retained earnings	341,750	316,764
Accumulated other comprehensive income (loss)	(32,739)	(46,765)
Treasury stock at cost, 1,403,670 shares at 2025 and 1,267,673 at 2024	(25,922)	(23,019)
Total stockholders’ equity	580,897	544,605
Total liabilities and stockholders’ equity	$ 5,018,398	$ 5,032,902