The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 466 3,094 SH   SOLE   0 3,094 0
ABB LTD SPONSORED ADR 000375204 1,806 101,835 SH   SOLE   0 101,835 0
ABBOTT LABS COM 002824100 6,645 147,964 SH   SOLE   0 147,964 0
ABBVIE INC COM 00287Y109 385 6,493 SH   SOLE   0 6,493 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 381 3,645 SH   SOLE   0 3,645 0
AIR PRODS & CHEMS INC COM 009158106 541 4,156 SH   SOLE   0 4,156 0
ALTRIA GROUP INC COM 02209S103 360 6,179 SH   SOLE   0 6,179 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 303 21,520 SH   SOLE   0 21,520 0
AMERICAN EXPRESS CO COM 025816109 336 4,835 SH   SOLE   0 4,835 0
AMGEN INC COM 031162100 433 2,670 SH   SOLE   0 2,670 0
APPLE INC COM 037833100 11,084 105,303 SH   SOLE   0 105,303 0
ASTRAZENECA PLC SPONSORED ADR 046353108 3,355 98,830 SH   SOLE   0 98,830 0
AT&T INC COM 00206R102 7,908 229,816 SH   SOLE   0 229,816 0
AUTOMATIC DATA PROCESSING IN COM 053015103 580 6,847 SH   SOLE   0 6,847 0
AVAGO TECHNOLOGIES LTD SHS Y0486S104 4,906 33,797 SH   SOLE   0 33,797 0
BANK NEW YORK MELLON CORP COM 064058100 841 20,408 SH   SOLE   0 20,408 0
BECTON DICKINSON & CO COM 075887109 7,150 46,404 SH   SOLE   0 46,404 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,278 9,677 SH   SOLE   0 9,677 0
BLACKROCK INC COM 09247X101 9,494 27,882 SH   SOLE   0 27,882 0
BOEING CO COM 097023105 553 3,824 SH   SOLE   0 3,824 0
BRINKER INTL INC COM 109641100 5,275 110,005 SH   SOLE   0 110,005 0
BRISTOL MYERS SQUIBB CO COM 110122108 11,058 160,746 SH   SOLE   0 160,746 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 9,177 170,807 SH   SOLE   0 170,807 0
CHEVRON CORP NEW COM 166764100 7,184 79,862 SH   SOLE   0 79,862 0
CHUBB CORP COM 171232101 893 6,733 SH   SOLE   0 6,733 0
CIGNA CORPORATION COM 125509109 371 2,536 SH   SOLE   0 2,536 0
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 2,721 115,025 SH   SOLE   0 115,025 0
CME GROUP INC COM 12572Q105 4,867 53,716 SH   SOLE   0 53,716 0
COCA COLA CO COM 191216100 555 12,913 SH   SOLE   0 12,913 0
CONOCOPHILLIPS COM 20825C104 5,245 112,346 SH   SOLE   0 112,346 0
COSTCO WHSL CORP NEW COM 22160K105 5,703 35,315 SH   SOLE   0 35,315 0
CROWN CASTLE INTL CORP NEW COM 22822V101 7,288 84,300 SH   SOLE   0 84,300 0
CVS HEALTH CORP COM 126650100 920 9,408 SH   SOLE   0 9,408 0
CYTRX CORP COM PAR $.001 232828509 69 26,000 SH   SOLE   0 26,000 0
DEERE & CO COM 244199105 204 2,675 SH   SOLE   0 2,675 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,771 16,237 SH   SOLE   0 16,237 0
DISNEY WALT CO COM DISNEY 254687106 488 4,643 SH   SOLE   0 4,643 0
DU PONT E I DE NEMOURS & CO COM 263534109 225 3,382 SH   SOLE   0 3,382 0
DUKE ENERGY CORP NEW COM NEW 26441C204 427 5,978 SH   SOLE   0 5,978 0
E M C CORP MASS COM 268648102 352 13,713 SH   SOLE   0 13,713 0
EMERSON ELEC CO COM 291011104 496 10,366 SH   SOLE   0 10,366 0
EVERSOURCE ENERGY COM 30040W108 8,336 163,223 SH   SOLE   0 163,223 0
EXXON MOBIL CORP COM 30231G102 4,563 58,539 SH   SOLE   0 58,539 0
FACEBOOK INC CL A 30303M102 259 2,475 SH   SOLE   0 2,475 0
FASTENAL CO COM 311900104 6,981 171,010 SH   SOLE   0 171,010 0
GENERAL DYNAMICS CORP COM 369550108 5,549 40,396 SH   SOLE   0 40,396 0
GENERAL ELECTRIC CO COM 369604103 10,808 346,978 SH   SOLE   0 346,978 0
GENERAL MLS INC COM 370334104 7,424 128,755 SH   SOLE   0 128,755 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 466 11,555 SH   SOLE   0 11,555 0
HANOVER INS GROUP INC COM 410867105 237 2,917 SH   SOLE   0 2,917 0
HCP INC COM 40414L109 224 5,850 SH   SOLE   0 5,850 0
HOLLYFRONTIER CORP COM 436106108 7,157 179,427 SH   SOLE   0 179,427 0
HOME DEPOT INC COM 437076102 10,694 80,865 SH   SOLE   0 80,865 0
INTEL CORP COM 458140100 614 17,835 SH   SOLE   0 17,835 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,539 11,181 SH   SOLE   0 11,181 0
INVIVO THERAPEUTICS HLDGS CO COM NEW 46186M209 534 74,175 SH   SOLE   0 74,175 0
ISHARES MSCI CDA ETF 464286509 4,903 228,036 SH   SOLE   0 228,036 0
ISHARES GOLD TRUST ISHARES 464285105 5,265 514,690 SH   SOLE   0 514,690 0
ISHARES TR SELECT DIVID ETF 464287168 299 3,975 SH   SOLE   0 3,975 0
ISHARES TR CORE US AGGBD ET 464287226 3,437 31,822 SH   SOLE   0 31,822 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,464 45,467 SH   SOLE   0 45,467 0
ISHARES TR IBOXX INV CP ETF 464287242 8,395 73,631 SH   SOLE   0 73,631 0
ISHARES TR 7-10 Y TR BD ETF 464287440 8,422 79,759 SH   SOLE   0 79,759 0
ISHARES TR MSCI EAFE ETF 464287465 13,637 232,241 SH   SOLE   0 232,241 0
ISHARES TR RUS 1000 GRW ETF 464287614 8,221 82,644 SH   SOLE   0 82,644 0
ISHARES TR RUS 1000 ETF 464287622 346 3,053 SH   SOLE   0 3,053 0
ISHARES TR RUSSELL 2000 ETF 464287655 12,004 106,587 SH   SOLE   0 106,587 0
ISHARES TR CORE S&P SCP ETF 464287804 627 5,695 SH   SOLE   0 5,695 0
ISHARES TR FLTG RATE BD ETF 46429B655 270 5,352 SH   SOLE   0 5,352 0
ISHARES TR MSCI UTD KNGDM 46434V548 5,678 351,826 SH   SOLE   0 351,826 0
JOHNSON & JOHNSON COM 478160104 4,156 40,459 SH   SOLE   0 40,459 0
JPMORGAN CHASE & CO COM 46625H100 9,203 139,371 SH   SOLE   0 139,371 0
KIMBERLY CLARK CORP COM 494368103 432 3,393 SH   SOLE   0 3,393 0
KRAFT HEINZ CO COM 500754106 8,568 117,762 SH   SOLE   0 117,762 0
LILLY ELI & CO COM 532457108 221 2,628 SH   SOLE   0 2,628 0
LOCKHEED MARTIN CORP COM 539830109 5,172 23,819 SH   SOLE   0 23,819 0
M & T BK CORP COM 55261F104 467 3,851 SH   SOLE   0 3,851 0
MASTERCARD INC CL A 57636Q104 9,186 94,354 SH   SOLE   0 94,354 0
MCDONALDS CORP COM 580135101 461 3,900 SH   SOLE   0 3,900 0
MERCK & CO INC NEW COM 58933Y105 508 9,613 SH   SOLE   0 9,613 0
MICROSOFT CORP COM 594918104 10,405 187,540 SH   SOLE   0 187,540 0
MONSANTO CO NEW COM 61166W101 325 3,296 SH   SOLE   0 3,296 0
NEXTERA ENERGY INC COM 65339F101 391 3,760 SH   SOLE   0 3,760 0
NOVO-NORDISK A S ADR 670100205 5,183 89,245 SH   SOLE   0 89,245 0
ORACLE CORP COM 68389X105 349 9,565 SH   SOLE   0 9,565 0
ORGANOVO HLDGS INC COM 68620A104 53 21,250 SH   SOLE   0 21,250 0
PEPSICO INC COM 713448108 6,747 67,522 SH   SOLE   0 67,522 0
PFIZER INC COM 717081103 385 11,938 SH   SOLE   0 11,938 0
PHILIP MORRIS INTL INC COM 718172109 421 4,790 SH   SOLE   0 4,790 0
PRAXAIR INC COM 74005P104 511 4,988 SH   SOLE   0 4,988 0
PROCTER & GAMBLE CO COM 742718109 3,617 45,545 SH   SOLE   0 45,545 0
QUALCOMM INC COM 747525103 5,158 103,200 SH   SOLE   0 103,200 0
REPUBLIC SVCS INC COM 760759100 8,563 194,655 SH   SOLE   0 194,655 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 407 8,899 SH   SOLE   0 8,899 0
SCHLUMBERGER LTD COM 806857108 358 5,137 SH   SOLE   0 5,137 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 3,384 56,095 SH   SOLE   0 56,095 0
SMUCKER J M CO COM NEW 832696405 8,063 65,373 SH   SOLE   0 65,373 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 2,603 81,095 SH   SOLE   0 81,095 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 8,473 216,598 SH   SOLE   0 216,598 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,963 9,630 SH   SOLE   0 9,630 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 653 2,570 SH   SOLE   0 2,570 0
SPDR SER TR SHT TRM HGH YLD 78468R408 2,226 86,645 SH   SOLE   0 86,645 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 3,390 99,983 SH   SOLE   0 99,983 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 4,862 159,929 SH   SOLE   0 159,929 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,691 80,010 SH   SOLE   0 80,010 0
STARBUCKS CORP COM 855244109 245 4,077 SH   SOLE   0 4,077 0
SUN LIFE FINL INC COM 866796105 2,151 68,950 SH   SOLE   0 68,950 0
TARGET CORP COM 87612E106 7,845 108,043 SH   SOLE   0 108,043 0
TEMPLETON GLOBAL INCOME FD COM 880198106 1,650 259,786 SH   SOLE   0 259,786 0
UNION PAC CORP COM 907818108 786 10,046 SH   SOLE   0 10,046 0
UNITED TECHNOLOGIES CORP COM 913017109 3,144 32,722 SH   SOLE   0 32,722 0
UNITEDHEALTH GROUP INC COM 91324P102 9,325 79,268 SH   SOLE   0 79,268 0
V F CORP COM 918204108 4,523 72,665 SH   SOLE   0 72,665 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 3,987 50,101 SH   SOLE   0 50,101 0
VANGUARD INDEX FDS REIT ETF 922908553 10,595 132,889 SH   SOLE   0 132,889 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 215 2,300 SH   SOLE   0 2,300 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 262 2,370 SH   SOLE   0 2,370 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,908 182,164 SH   SOLE   0 182,164 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,459 380,889 SH   SOLE   0 380,889 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,781 85,845 SH   SOLE   0 85,845 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 642 7,640 SH   SOLE   0 7,640 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,712 73,460 SH   SOLE   0 73,460 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,145 154,587 SH   SOLE   0 154,587 0
WASTE MGMT INC DEL COM 94106L109 394 7,384 SH   SOLE   0 7,384 0
WELLS FARGO & CO NEW COM 949746101 541 9,948 SH   SOLE   0 9,948 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 20,738 414,098 SH   SOLE   0 414,098 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 958 31,560 SH   SOLE   0 31,560 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 20,810 386,736 SH   SOLE   0 386,736 0