The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 503 3,256 SH   SOLE   0 3,256 0
ABB LTD SPONSORED ADR 000375204 2,357 112,875 SH   SOLE   0 112,875 0
ABBOTT LABS COM 002824100 8,464 172,449 SH   SOLE   0 172,449 0
ABBVIE INC COM 00287Y109 458 6,813 SH   SOLE   0 6,813 0
ABERDEEN ASIA PACIFIC INCOM COM 003009107 2,193 442,159 SH   SOLE   0 442,159 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 353 3,645 SH   SOLE   0 3,645 0
AIR PRODS & CHEMS INC COM 009158106 568 4,154 SH   SOLE   0 4,154 0
ALTRIA GROUP INC COM 02209S103 314 6,429 SH   SOLE   0 6,429 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 708 33,210 SH   SOLE   0 33,210 0
AMERICAN EXPRESS CO COM 025816109 434 5,585 SH   SOLE   0 5,585 0
AMGEN INC COM 031162100 410 2,670 SH   SOLE   0 2,670 0
APPLE INC COM 037833100 11,319 90,241 SH   SOLE   0 90,241 0
ARES CAP CORP COM 04010L103 511 31,066 SH   SOLE   0 31,066 0
ASHLAND INC NEW COM 044209104 4,360 35,770 SH   SOLE   0 35,770 0
ASTRAZENECA PLC SPONSORED ADR 046353108 3,063 48,075 SH   SOLE   0 48,075 0
AT&T INC COM 00206R102 8,483 238,845 SH   SOLE   0 238,845 0
AUTOMATIC DATA PROCESSING IN COM 053015103 545 6,797 SH   SOLE   0 6,797 0
AVAGO TECHNOLOGIES LTD SHS Y0486S104 4,507 33,903 SH   SOLE   0 33,903 0
BANK NEW YORK MELLON CORP COM 064058100 857 20,408 SH   SOLE   0 20,408 0
BAXTER INTL INC COM 071813109 238 3,400 SH   SOLE   0 3,400 0
BECTON DICKINSON & CO COM 075887109 7,098 50,114 SH   SOLE   0 50,114 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 205 1 SH   SOLE   0 1 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,329 9,762 SH   SOLE   0 9,762 0
BLACKROCK INC COM 09247X101 8,483 24,520 SH   SOLE   0 24,520 0
BOEING CO COM 097023105 586 4,221 SH   SOLE   0 4,221 0
BRINKER INTL INC COM 109641100 8,393 145,595 SH   SOLE   0 145,595 0
BRISTOL MYERS SQUIBB CO COM 110122108 10,158 152,672 SH   SOLE   0 152,672 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 8,158 163,121 SH   SOLE   0 163,121 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 434 9,728 SH   SOLE   0 9,728 0
CA INC COM 12673P105 2,985 101,895 SH   SOLE   0 101,895 0
CATERPILLAR INC DEL COM 149123101 248 2,923 SH   SOLE   0 2,923 0
CHEVRON CORP NEW COM 166764100 6,865 71,164 SH   SOLE   0 71,164 0
CHUBB CORP COM 171232101 686 7,209 SH   SOLE   0 7,209 0
CIGNA CORPORATION COM 125509109 417 2,577 SH   SOLE   0 2,577 0
CME GROUP INC COM 12572Q105 4,262 45,801 SH   SOLE   0 45,801 0
COCA COLA CO COM 191216100 488 12,431 SH   SOLE   0 12,431 0
COLGATE PALMOLIVE CO COM 194162103 221 3,380 SH   SOLE   0 3,380 0
CONOCOPHILLIPS COM 20825C104 5,554 90,451 SH   SOLE   0 90,451 0
CVS HEALTH CORP COM 126650100 903 8,608 SH   SOLE   0 8,608 0
CYTRX CORP COM PAR $.001 232828509 143 38,500 SH   SOLE   0 38,500 0
DEERE & CO COM 244199105 260 2,675 SH   SOLE   0 2,675 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,926 16,597 SH   SOLE   0 16,597 0
DISNEY WALT CO COM DISNEY 254687106 552 4,832 SH   SOLE   0 4,832 0
DOMINION RES INC VA NEW COM 25746U109 307 4,587 SH   SOLE   0 4,587 0
DU PONT E I DE NEMOURS & CO COM 263534109 253 3,959 SH   SOLE   0 3,959 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,579 22,354 SH   SOLE   0 22,354 0
E M C CORP MASS COM 268648102 375 14,206 SH   SOLE   0 14,206 0
EMERSON ELEC CO COM 291011104 647 11,678 SH   SOLE   0 11,678 0
EVERSOURCE ENERGY COM 30040W108 4,651 102,423 SH   SOLE   0 102,423 0
EXXON MOBIL CORP COM 30231G102 5,364 64,473 SH   SOLE   0 64,473 0
FACEBOOK INC CL A 30303M102 212 2,475 SH   SOLE   0 2,475 0
FASTENAL CO COM 311900104 7,312 173,360 SH   SOLE   0 173,360 0
GENERAL DYNAMICS CORP COM 369550108 5,696 40,202 SH   SOLE   0 40,202 0
GENERAL ELECTRIC CO COM 369604103 9,296 349,865 SH   SOLE   0 349,865 0
GENERAL MLS INC COM 370334104 6,913 124,070 SH   SOLE   0 124,070 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 481 11,555 SH   SOLE   0 11,555 0
HANOVER INS GROUP INC COM 410867105 216 2,917 SH   SOLE   0 2,917 0
HCP INC COM 40414L109 213 5,850 SH   SOLE   0 5,850 0
HOLLYFRONTIER CORP COM 436106108 4,571 107,077 SH   SOLE   0 107,077 0
HOME DEPOT INC COM 437076102 7,713 69,409 SH   SOLE   0 69,409 0
INTEL CORP COM 458140100 577 18,955 SH   SOLE   0 18,955 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,874 11,521 SH   SOLE   0 11,521 0
INTUIT COM 461202103 3,881 38,516 SH   SOLE   0 38,516 0
INVIVO THERAPEUTICS HLDGS CO COM NEW 46186M209 790 48,925 SH   SOLE   0 48,925 0
ISHARES MSCI CDA ETF 464286509 8,937 335,085 SH   SOLE   0 335,085 0
ISHARES 1-3 YR CR BD ETF 464288646 334 3,170 SH   SOLE   0 3,170 0
ISHARES GOLD TRUST ISHARES 464285105 9,954 877,765 SH   SOLE   0 877,765 0
ISHARES TR SELECT DIVID ETF 464287168 299 3,975 SH   SOLE   0 3,975 0
ISHARES TR CORE US AGGBD ET 464287226 3,031 27,864 SH   SOLE   0 27,864 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,028 51,177 SH   SOLE   0 51,177 0
ISHARES TR IBOXX INV CP ETF 464287242 8,391 72,506 SH   SOLE   0 72,506 0
ISHARES TR 7-10 Y TR BD ETF 464287440 4,746 45,192 SH   SOLE   0 45,192 0
ISHARES TR MSCI EAFE ETF 464287465 15,118 238,113 SH   SOLE   0 238,113 0
ISHARES TR RUS 1000 GRW ETF 464287614 8,449 85,330 SH   SOLE   0 85,330 0
ISHARES TR RUS 1000 ETF 464287622 354 3,053 SH   SOLE   0 3,053 0
ISHARES TR RUSSELL 2000 ETF 464287655 13,220 105,879 SH   SOLE   0 105,879 0
ISHARES TR CORE S&P SCP ETF 464287804 731 6,205 SH   SOLE   0 6,205 0
ISHARES TR FLTG RATE BD ETF 46429B655 271 5,352 SH   SOLE   0 5,352 0
ISHARES TR MSCI UTD KNGDM 46434V548 8,126 445,256 SH   SOLE   0 445,256 0
JOHNSON & JOHNSON COM 478160104 2,026 20,791 SH   SOLE   0 20,791 0
JPMORGAN CHASE & CO COM 46625H100 6,535 96,442 SH   SOLE   0 96,442 0
KIMBERLY CLARK CORP COM 494368103 370 3,493 SH   SOLE   0 3,493 0
KINDER MORGAN INC DEL COM 49456B101 1,367 35,596 SH   SOLE   0 35,596 0
KOHLS CORP COM 500255104 1,031 16,465 SH   SOLE   0 16,465 0
KRAFT FOODS GROUP INC COM 50076Q106 9,228 108,391 SH   SOLE   0 108,391 0
LILLY ELI & CO COM 532457108 224 2,688 SH   SOLE   0 2,688 0
LINEAR TECHNOLOGY CORP COM 535678106 2,961 66,935 SH   SOLE   0 66,935 0
LOCKHEED MARTIN CORP COM 539830109 4,583 24,654 SH   SOLE   0 24,654 0
M & T BK CORP COM 55261F104 4,624 37,017 SH   SOLE   0 37,017 0
MASTERCARD INC CL A 57636Q104 6,212 66,452 SH   SOLE   0 66,452 0
MCDONALDS CORP COM 580135101 513 5,392 SH   SOLE   0 5,392 0
MERCK & CO INC NEW COM 58933Y105 501 8,793 SH   SOLE   0 8,793 0
MICROSOFT CORP COM 594918104 8,524 193,071 SH   SOLE   0 193,071 0
MONSANTO CO NEW COM 61166W101 361 3,393 SH   SOLE   0 3,393 0
NAVIENT CORP COM 63938C108 6,619 363,445 SH   SOLE   0 363,445 0
NEXTERA ENERGY INC COM 65339F101 337 3,440 SH   SOLE   0 3,440 0
NOVO-NORDISK A S ADR 670100205 4,609 84,165 SH   SOLE   0 84,165 0
OCEANEERING INTL INC COM 675232102 969 20,790 SH   SOLE   0 20,790 0
ORACLE CORP COM 68389X105 386 9,571 SH   SOLE   0 9,571 0
ORGANOVO HLDGS INC COM 68620A104 80 21,250 SH   SOLE   0 21,250 0
PEPSICO INC COM 713448108 6,610 70,811 SH   SOLE   0 70,811 0
PFIZER INC COM 717081103 426 12,712 SH   SOLE   0 12,712 0
PHILIP MORRIS INTL INC COM 718172109 495 6,180 SH   SOLE   0 6,180 0
PRAXAIR INC COM 74005P104 626 5,238 SH   SOLE   0 5,238 0
PROCTER & GAMBLE CO COM 742718109 3,623 46,309 SH   SOLE   0 46,309 0
REPUBLIC SVCS INC COM 760759100 7,371 188,195 SH   SOLE   0 188,195 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 524 9,200 SH   SOLE   0 9,200 0
SCHLUMBERGER LTD COM 806857108 410 4,761 SH   SOLE   0 4,761 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 729 9,696 SH   SOLE   0 9,696 0
SMUCKER J M CO COM NEW 832696405 6,072 56,008 SH   SOLE   0 56,008 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 8,216 195,375 SH   SOLE   0 195,375 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 9,213 220,088 SH   SOLE   0 220,088 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,298 6,305 SH   SOLE   0 6,305 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 748 2,737 SH   SOLE   0 2,737 0
SPDR SER TR SHT TRM HGH YLD 78468R408 2,659 91,995 SH   SOLE   0 91,995 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 4,316 112,293 SH   SOLE   0 112,293 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 4,700 153,619 SH   SOLE   0 153,619 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,840 77,975 SH   SOLE   0 77,975 0
STARBUCKS CORP COM 855244109 223 4,152 SH   SOLE   0 4,152 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 446 11,175 SH   SOLE   0 11,175 0
SUN LIFE FINL INC COM 866796105 2,677 80,145 SH   SOLE   0 80,145 0
TARGET CORP COM 87612E106 7,456 91,343 SH   SOLE   0 91,343 0
TEMPLETON GLOBAL INCOME FD COM 880198106 1,943 276,319 SH   SOLE   0 276,319 0
UNION PAC CORP COM 907818108 905 9,490 SH   SOLE   0 9,490 0
UNITED TECHNOLOGIES CORP COM 913017109 8,086 72,889 SH   SOLE   0 72,889 0
UNITEDHEALTH GROUP INC COM 91324P102 10,037 82,269 SH   SOLE   0 82,269 0
V F CORP COM 918204108 5,413 77,623 SH   SOLE   0 77,623 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 3,957 49,353 SH   SOLE   0 49,353 0
VANGUARD INDEX FDS REIT ETF 922908553 9,774 130,860 SH   SOLE   0 130,860 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 218 2,300 SH   SOLE   0 2,300 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 288 2,370 SH   SOLE   0 2,370 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,215 567,895 SH   SOLE   0 567,895 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,504 81,720 SH   SOLE   0 81,720 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 643 7,540 SH   SOLE   0 7,540 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 7,303 92,935 SH   SOLE   0 92,935 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 204 5,142 SH   SOLE   0 5,142 0
VERIZON COMMUNICATIONS INC COM 92343V104 7,731 165,865 SH   SOLE   0 165,865 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 242 6,650 SH   SOLE   0 6,650 0
WASTE MGMT INC DEL COM 94106L109 1,358 29,307 SH   SOLE   0 29,307 0
WELLS FARGO & CO NEW COM 949746101 526 9,363 SH   SOLE   0 9,363 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 24,012 419,791 SH   SOLE   0 419,791 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 19,878 322,743 SH   SOLE   0 322,743 0