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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Capital Requirements [Abstract]  
Schedule of Regulatory Capital Requirement

At December 31, 2019 and December 31, 2018, actual capital levels and minimum required levels for the Company, if it were not covered by the Small Bank Holding Company Policy, were:

 

 

(Amounts in thousands)

 

 

Actual

 

 

Minimum required for capital

adequacy purposes

 

December 31, 2019

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

CET1 capital (to risk-weighted assets)

$

73,091

 

 

 

12.76

%

 

$

25,775

 

 

 

4.5

%

Tier 1 capital (to risk-weighted assets)

 

78,091

 

 

 

13.63

%

 

 

34,367

 

 

 

6.0

%

Total capital (to risk-weighted assets)

 

82,640

 

 

 

14.43

%

 

 

45,823

 

 

 

8.0

%

Tier 1 capital (to average assets)

 

78,091

 

 

 

10.98

%

 

 

28,461

 

 

 

4.0

%

 

 

(Amounts in thousands)

 

 

Actual

 

 

Minimum required for capital

adequacy purposes

 

December 31, 2018

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

CET1 capital (to risk-weighted assets)

$

68,574

 

 

 

12.01

%

 

$

25,700

 

 

 

4.5

%

Tier 1 capital (to risk-weighted assets)

 

73,574

 

 

 

12.88

%

 

 

34,267

 

 

 

6.0

%

Total capital (to risk-weighted assets)

 

77,856

 

 

 

13.63

%

 

 

45,689

 

 

 

8.0

%

Tier 1 capital (to average assets)

 

73,574

 

 

 

10.72

%

 

 

27,452

 

 

 

4.0

%