Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
INTEREST INCOME
Interest and fees on loans	$ 25,783	$ 23,823	$ 19,243
Interest and dividends on investment securities:
Taxable interest	1,769	2,118	2,098
Nontaxable interest	1,655	1,494	1,922
Dividends	137	152	131
Other interest income	299	162	98
Total interest and dividend income	29,643	27,749	23,492
INTEREST EXPENSE
Deposits	4,843	3,527	2,571
Short-term borrowings	5	6	7
Federal Home Loan Bank advances - short term	129	374	175
Federal Home Loan Bank advances - long term	374	287	299
Subordinated debt	203	189	138
Total interest expense	5,554	4,383	3,190
Net interest income	24,089	23,366	20,302
PROVISION FOR LOAN LOSSES (Note 3)	715	725	100
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	23,374	22,641	20,202
NON-INTEREST INCOME
Fees for customer services	2,312	2,273	2,241
Investment securities available-for-sale (losses) gains, net (Note 2)	(44)	(21)	7
Mortgage banking gains, net	1,554	974	1,074
Earnings on bank-owned life insurance	392	1,869	1,203
Other real estate gains			170
Other non-interest income	808	597	471
Total non-interest income	5,022	5,692	5,166
NON-INTEREST EXPENSES
Salaries and employee benefits	11,198	10,260	10,631
Occupancy and equipment	2,400	2,232	2,331
State and local taxes	518	493	463
FDIC insurance	63	176	199
Professional fees	1,093	879	786
Advertising and marketing	388	322	478
Data processing fees	277	250	251
Other operating expenses	3,818	3,471	3,462
Total non-interest expenses	19,755	18,083	18,601
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	8,641	10,250	6,767
Federal income tax expense (Note 10)	1,359	1,415	2,417
NET INCOME	$ 7,282	$ 8,835	$ 4,350
EARNINGS PER SHARE BASIC AND DILUTED (Note 1)	$ 1.68	$ 2.03	$ 0.99
CASH DIVIDENDS DECLARED PER SHARE	$ 0.50	$ 0.49	$ 0.39