Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Net cash flow from operating activities
Net cash flow from operating activities	$ 4,193	$ 9,696
Cash flow from investing activities
Purchases of available-for-sale securities	(16,478)	(13,021)
Proceeds from sale of available-for-sale securities	13,622	21,418
Proceeds from call, maturity and principal payments on available-for-sale securities	8,467	9,567
Purchases of regulatory stock	(254)
Net decrease in loans made to customers	25,865	4,500
Purchases of bank-owned life insurance	(2,068)
Proceeds from bank-owned life insurance	403	3,808
Contributions to partnership funds	(1,827)	(1,472)
Purchases of premises and equipment	(2,196)	(849)
Net cash flow from investing activities	25,534	23,951
Cash deficit from financing activities
Net decrease in deposit accounts	(17,291)	(24,645)
Net change in securities sold under agreements to repurchase	(899)	(678)
Net change in Federal Home Loan Bank advances - short term	(12,000)	(9,000)
Repayments of Federal Home Loan Bank advances - long term	(6,000)	(6,000)
Proceeds from Federal Home Loan Bank advances - long term	9,000	8,000
Dividends paid	(1,659)	(1,670)
Treasury shares purchased	(122)	(1,493)
Treasury shares reissued	60
Net cash deficit from financing activities	(28,911)	(35,486)
Net change in cash and cash equivalents	816	(1,839)
Cash and cash equivalents
Beginning of period	19,692	19,125
End of period	20,508	17,286
Cash paid during the period for:
Income taxes		600
Interest	3,914	$ 3,132
Adoption of lease standard:
Increase in ROU asset	1,930
Increase in lease liability	$ 1,944