Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 6,701	$ 9,741
Interest-earning deposits	4,276	9,384
Total cash and cash equivalents	10,977	19,125
Investment securities available-for-sale (Note 3)	141,538	159,841
Regulatory stock (Note 3)	2,581	2,581
Loans held for sale	2,524	2,780
Total loans (Note 4)	466,448	487,490
Less allowance for loan losses (Note 4)	(4,095)	(4,578)
Net loans	462,353	482,912
Premises and equipment	9,145	9,038
Bank-owned life insurance	15,550	17,650
Other assets	18,032	17,174
Total assets	662,700	711,101
LIABILITIES
Noninterest-bearing deposits	130,318	123,291
Interest-bearing deposits	427,505	462,560
Total deposits	557,823	585,851
Short-term borrowings (Note 13)	1,609	2,678
Federal Home Loan Bank advances - short term	11,000	32,000
Federal Home Loan Bank advances - long term	16,000	14,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	9,289	9,787
Total liabilities	600,876	649,471
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2018 and 2017; outstanding shares, 4,363,537 in 2018 and 4,420,136 in 2017	23,641	23,641
Additional paid-in capital	20,878	20,928
Retained earnings	28,270	24,403
Accumulated other comprehensive loss (Note 10)	(4,113)	(1,825)
Treasury stock, at cost, 364,730 shares in 2018 and 308,131 in 2017	(6,852)	(5,517)
Total shareholders’ equity	61,824	61,630
Total liabilities and shareholders’ equity	$ 662,700	$ 711,101