Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 5,588	$ 4,618
Interest and dividends on investment securities:
Taxable interest	492	566
Nontaxable interest	429	469
Dividends	34	27
Other interest income	28	16
Total interest and dividend income	6,571	5,696
INTEREST EXPENSE
Deposits	789	586
Short-term borrowings	1	1
Federal Home Loan Bank advances - short term	91	37
Federal Home Loan Bank advances - long term	58	104
Subordinated debt	40	31
Total interest expense	979	759
Net interest income	5,592	4,937
PROVISION FOR LOAN LOSSES	500
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	5,092	4,937
NON-INTEREST INCOME
Fees for customer services	555	508
Investment securities available-for-sale gains, net	20	9
Mortgage banking gains, net	238	194
Earnings on bank-owned life insurance	77	75
Wealth management	9	7
Other non-interest income	113	107
Total non-interest income	1,012	900
NON-INTEREST EXPENSES
Salaries and employee benefits	2,450	2,742
Occupancy and equipment	597	615
State and local taxes	125	115
FDIC insurance	44	53
Professional fees	189	161
Advertising and marketing	74	102
Data processing fees	63	61
Other operating expenses	784	798
Total non-interest expenses	4,326	4,647
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,778	1,190
Federal income tax expense	241	190
NET INCOME	$ 1,537	$ 1,000
EARNINGS PER SHARE BASIC AND DILUTED	$ 0.35	$ 0.23
CASH DIVIDENDS DECLARED PER SHARE	$ 0.11	$ 0.15