Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 6,356	$ 9,741
Interest-earning deposits	21,182	9,384
Total cash and cash equivalents	27,538	19,125
Investment securities available-for-sale (Note 3)	141,717	162,422
Loans held for sale	1,216	2,780
Total loans (Note 4)	451,914	487,490
Less allowance for loan losses (Note 4)	(3,884)	(4,578)
Net loans	448,030	482,912
Premises and equipment	9,283	9,038
Bank-owned life insurance	17,727	17,650
Other assets	17,627	17,174
Total assets	663,138	711,101
LIABILITIES
Noninterest-bearing deposits	123,523	123,291
Interest-bearing deposits	431,016	462,560
Total deposits	554,539	585,851
Short-term borrowings	2,062	2,678
Federal Home Loan Bank advances - short term	18,000	32,000
Federal Home Loan Bank advances - long term	14,000	14,000
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	9,255	9,787
Total liabilities	603,011	649,471
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2018 and 2017; outstanding shares, 4,409,648 in 2018 and 4,420,136 in 2017	23,641	23,641
Additional paid-in capital	20,893	20,928
Retained earnings	25,454	24,403
Accumulated other comprehensive loss	(4,190)	(1,825)
Treasury stock, at cost, 318,619 shares in 2018 and 308,131 in 2017	(5,671)	(5,517)
Total shareholders’ equity	60,127	61,630
Total liabilities and shareholders’ equity	$ 663,138	$ 711,101