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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Net cash flow from operating activities      
Net income $ 4,350 $ 4,871 $ 4,378
Adjustments to reconcile net income to net cash flow from operating activities:      
Depreciation, amortization and accretion 2,735 2,770 2,534
Provision for loan losses 100 50 455
Investment securities available-for-sale gains, net (7) (466) (75)
Originations of mortgage banking loans held for sale (51,730) (61,003) (39,191)
Proceeds from the sale of mortgage banking loans 54,578 61,730 36,575
Mortgage banking gains, net (1,074) (1,248) (785)
Decrease (increase) in trading account   8,134 (273)
Earnings on bank-owned life insurance (1,203) (328) (338)
Other real estate gains (170) (13)  
Changes in:      
Interest receivable (152) (401) 83
Interest payable 37 33 7
Deferred taxes 1,218 (129) 303
Equity compensation 143 75  
Federal income tax receivable (243) 281 (260)
Other assets and liabilities 551 (254) 433
Net cash flow from operating activities 9,133 14,102 3,846
Cash deficit from investing activities      
Purchases of available-for-sale securities (44,962) (103,032) (29,055)
Proceeds from sale of available-for-sale securities 44,801 50,862 12,291
Proceeds from call, maturity and principal payments on available-for-sale securities 17,255 21,203 23,708
Net increase in loans made to customers (68,592) (25,937) (34,594)
Proceeds from sale of other real estate 650 121 41
Proceeds from bank-owned life insurance 1,829 280  
Purchases of bank-owned life insurance (900)    
Contributions to partnership funds (4,152) (857) (2,459)
Purchases of premises and equipment (802) (799) (2,302)
Net cash deficit from investing activities (54,873) (58,159) (32,370)
Cash flow from financing activities      
Net increase in deposit accounts 46,001 43,446 39,643
Net change in short-term borrowings (24) 203 (1,760)
Net change in Federal Home Loan Bank advances - short term 9,000 6,000 1,500
Proceeds from Federal Home Loan Bank advances - long term 12,000 2,000 4,000
Repayments of Federal Home Loan Bank advances - long term (15,500) (9,500) (4,000)
Dividends paid (1,726) (1,237) (1,082)
Treasury shares purchased (237)   (1,850)
Net cash flow from financing activities 49,514 40,912 36,451
Net change in cash and cash equivalents 3,774 (3,145) 7,927
Cash and cash equivalents      
Beginning of period 15,351 18,496 10,569
End of period 19,125 15,351 18,496
Cash paid during the period for:      
Income taxes 1,050 625 1,010
Interest 3,153 2,885 2,600
Transfer of loans to other real estate owned $ 480 $ 47 $ 62