Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 9,741	$ 7,021
Interest-earning deposits	9,384	8,330
Total cash and cash equivalents	19,125	15,351
Investment securities available-for-sale (Note 2)	162,422	179,219
Loans held for sale	2,780	4,554
Total loans (Note 3)	487,490	419,768
Less allowance for loan losses (Note 3)	(4,578)	(4,868)
Net loans	482,912	414,900
Premises and equipment	9,038	9,132
Bank-owned life insurance	17,650	17,376
Other assets	17,174	14,652
Total assets	711,101	655,184
LIABILITIES
Noninterest-bearing deposits	123,291	117,225
Interest-bearing deposits (Note 5)	462,560	422,625
Total deposits	585,851	539,850
Short-term borrowings	2,678	2,702
Federal Home Loan Bank advances - short-term (Note 6)	32,000	23,000
Federal Home Loan Bank advances - long term (Note 6)	14,000	17,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	9,787	9,307
Total liabilities	649,471	597,514
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2017 and 2016; outstanding shares, 4,420,136 in 2017 and 4,420,255 in 2016	23,641	23,641
Additional paid-in capital	20,928	20,878
Retained earnings	24,403	21,485
Accumulated other comprehensive loss	(1,825)	(2,961)
Treasury stock, at cost, 308,131 shares in 2017 and 308,012 shares in 2016	(5,517)	(5,373)
Total shareholders’ equity	61,630	57,670
Total liabilities and shareholders’ equity	$ 711,101	$ 655,184