Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
INTEREST INCOME
Interest and fees on loans	$ 4,618	$ 4,386
Interest and dividends on investment securities:
Taxable interest	566	555
Nontaxable interest	469	412
Dividends	27	28
Other interest income	16	12
Total interest income	5,696	5,393
INTEREST EXPENSE
Deposits	586	486
Short-term borrowings	1	1
Federal Home Loan Bank advances - short term	37	15
Federal Home Loan Bank advances - long term	104	164
Subordinated debt	31	26
Total interest expense	759	692
Net interest income	4,937	4,701
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	4,937	4,701
NON-INTEREST INCOME
Fees for customer services	508	515
Investment securities available-for-sale gains, net	9	358
Trading security losses, net		(34)
Mortgage banking gains, net	194	349
Earnings on bank-owned life insurance	75	81
Wealth management	7	21
Other non-interest income	107	117
Total non-interest income	900	1,407
NON-INTEREST EXPENSES
Salaries and employee benefits	2,742	2,398
Occupancy and equipment	615	527
State and local taxes	115	112
FDIC insurance	53	81
Professional fees	161	195
Advertising and marketing	102	121
Losses from the extinguishment of debt		242
Data processing fees	61	62
Other operating expenses	798	746
Total non-interest expenses	4,647	4,484
INCOME BEFORE FEDERAL INCOME TAX EXPENSE	1,190	1,624
Federal income tax expense	190	262
NET INCOME	$ 1,000	$ 1,362
EARNINGS PER SHARE BASIC AND DILUTED	$ 0.23	$ 0.31
CASH DIVIDENDS DECLARED PER SHARE	$ 0.15	$ 0.07