Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 7,536	$ 7,021
Interest-earning deposits	8,394	8,330
Total cash and cash equivalents	15,930	15,351
Investment securities available-for-sale (Note 3)	165,099	179,219
Loans held for sale	2,436	4,554
Total loans (Note 4)	397,087	419,768
Less allowance for loan losses (Note 4)	(4,855)	(4,868)
Net loans	392,232	414,900
Premises and equipment	9,315	9,132
Bank-owned life insurance	17,451	17,376
Other assets	17,430	14,652
Total assets	619,893	655,184
LIABILITIES
Noninterest-bearing deposits	111,952	117,225
Interest-bearing deposits	405,400	422,625
Total deposits	517,352	539,850
Short-term borrowings	2,281	2,702
Federal Home Loan Bank advances - short term	11,000	23,000
Federal Home Loan Bank advances - long term	17,000	17,500
Subordinated debt (Note 7)	5,155	5,155
Other liabilities	9,051	9,307
Total liabilities	561,839	597,514
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2017 and 2016; outstanding shares, 4,434,887 in 2017 and 4,420,255 in 2016	23,641	23,641
Additional paid-in capital	20,899	20,878
Retained earnings	21,822	21,485
Accumulated other comprehensive loss	(2,962)	(2,961)
Treasury stock, at cost, 293,380 shares in 2017 and 308,012 in 2016	(5,346)	(5,373)
Total shareholders’ equity	58,054	57,670
Total liabilities and shareholders’ equity	$ 619,893	$ 655,184