Consolidated Balance Sheets - USD ($)	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 7,021,000	$ 8,454,000
Interest-earning deposits	8,330,000	10,042,000
Total cash and cash equivalents	15,351,000	18,496,000
Investment securities available-for-sale (Note 2)	179,219,000	153,901,000
Trading securities (Note 2)	0	8,134,000
Loans held for sale	4,554,000	4,033,000
Total loans (Note 3)	419,768,000	394,254,000
Less allowance for loan losses (Note 3)	(4,868,000)	(5,194,000)
Net loans	414,900,000	389,060,000
Premises and equipment	9,132,000	9,190,000
Bank-owned life insurance	17,376,000	17,328,000
Other assets	14,652,000	12,301,000
Total assets	655,184,000	612,443,000
LIABILITIES
Noninterest-bearing deposits	117,225,000	108,144,000
Interest-bearing deposits (Note 5)	422,625,000	388,260,000
Total deposits	539,850,000	496,404,000
Short-term borrowings	2,702,000	2,499,000
Federal Home Loan Bank advances - short term (Note 6)	23,000,000	17,000,000
Federal Home Loan Bank advances - long term (Note 6)	17,500,000	25,000,000
Subordinated debt (Note 7)	5,155,000	5,155,000
Other liabilities	9,307,000	9,701,000
Total liabilities	597,514,000	555,759,000
SHAREHOLDERS’ EQUITY
Common stock - $5.00 stated value - authorized 20,000,000 shares; issued 4,728,267 shares in 2016 and 2015; outstanding shares, 4,420,255 in 2016 and 4,404,783 in 2015	23,641,000	23,641,000
Additional paid-in capital	20,878,000	20,833,000
Retained earnings	21,485,000	17,851,000
Accumulated other comprehensive loss	(2,961,000)	(238,000)
Treasury stock, at cost, 308,012 shares in 2016 and 323,484 shares in 2015	(5,373,000)	(5,403,000)
Total shareholders’ equity	57,670,000	56,684,000
Total liabilities and shareholders’ equity	$ 655,184,000	$ 612,443,000